--- title: "Cashi Card Review 2026: 1-3% Cashback, Fees & Countries" description: "Cashi Card is a virtual Visa debit card. Earn 1-3% cashback. Available in 100+ countries (not US). No annual fee. Compare real fees, limits & alternatives." canonical: https://cardpilled.com/cards/cashi type: "card-review" lastVerified: 2026-10-02 --- # Cashi Card Review (2026) The Cashi Card earns 1-3% cashback on a Visa debit card with no annual fee, available in 100+ countries (NOT US). Reviewed by [Card Pilled Editorial](/about#methodology) ยท Last verified 2026-10-02 **Rates notice.** Cashback rates, fees, and tier requirements are verified on the date shown in the byline above. Verify current rates on the provider's site before applying; terms change. ## Key Facts - **Cashback:** 1-3% - **Annual Fee:** $0 - **Region:** 100+ countries (NOT US) - **Type:** Debit - **Network:** Visa - **KYC:** full - **Mobile Pay:** Google Pay ## Overview Cashi Ltd. is a private limited company incorporated in Hong Kong that launched a stablecoin-funded Visa card in public beta on 11 August 2026. Its card programme partner is Reap. A separate affiliate, GBP Payments Corp., is registered with FINTRAC as a money services business in Canada and performs money-services functions for Canadian residents only. The Cashi Card is a crypto debit card offered by Cashi, available in 100+ countries (NOT US). It offers 1-3% cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. Note that monthly cashback caps apply and the card is virtual only. It runs on the Visa network and requires full identity verification. New to crypto cards? Read our [complete buyer's guide](/blog/buyers-guide) to understand fees, rewards, and how to choose. Concerned about privacy? See our [KYC vs non-KYC comparison](/blog/kyc-vs-non-kyc). Browse all our [regional card guides](/guides). See where it ranks among the [best crypto debit cards](/guides/best-crypto-debit-cards). ## Cashback Tiers Cashi Card cashback tiers and requirements | Tier | Rate | Requirement | | --- | --- | --- | | Subscriptions | 3% | Monthly-billed subscription plans at whitelisted merchants such as Amazon Prime and Uber One. One qualifying charge per merchant per calendar month; App Store billing is excluded | | Online | 2% | Card-not-present purchases. Capped at $10 per merchant per month on a curated merchant list, plus a shared $10 per month across other approved merchant categories | | Travel | 1% | Travel purchases, capped at $20 of cashback per month and computed on the first $2,000 of each transaction | ## Pros - High cashback rate of up to 1-3% - No annual fee - Wide availability across 100+ countries (NOT US) - Supports Google Pay ## Cons - Virtual card only - no physical card available - Inactivity fee: $0 ## Fees & Costs - **Conversion Fee:** 1% on non-USD merchant currency - **FX Fee:** 1% on non-USD merchant currency, 0% in USD - **ATM Withdrawal:** Not supported (virtual card) - **Top-Up Fee:** $0 (blockchain network fee only) - **Inactivity Fee:** $0 ## Limits & Top-Up - **Daily Spending Limit:** Up to $50,000 (user-configurable in app) - **Top-Up Assets:** USDT, USDC - **Deposit Networks:** Ethereum, Arbitrum, Base, BNB Chain, Polygon, Solana, Tron - **Top-Up Methods:** Stablecoin deposit - **Virtual Card Fee:** $0 - **Time to Card:** Instant (virtual) ## Cost & Returns On $500/mo spend, the estimated monthly cost breakdown for Cashi Card is: gas $0.50, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0.1% of spend. After $0.00/mo cashback that is still a net cost of about $0.50/mo ($6.00/yr). Because Cashi Card is loaded on-chain, frequent small top-ups add gas cost: a daily-spender profile pays about $10.00/mo in gas versus $0.50/mo for a single monthly load, so total drag runs 2% with daily reloads versus 0.1% with a monthly reload. This card bills in USD. Spending in another currency adds a 1% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions. **Note:** A virtual USD Visa funded only by stablecoin deposit, launched in public beta on 11 August 2026 with a full launch stated for later in the year. There are no fiat rails: Cashi states it does not itself convert fiat currency. Cashback is paid as non-withdrawable Spending Credit which never expires but can be clawed back. Physical cards are described as coming in the future. The virtual card cannot be used at ATMs. Daily spend is user-configurable in the app up to $50,000, and no monthly cap is published. Cashi-to-Cashi transfers are instant and free, and deposits carry no Cashi fee beyond the blockchain network fee. VERIFICATION GAP (2026-08-27): Cashi publishes no country list, stating only that the card reaches over 100 countries and directing users to check eligibility in the app, so regional availability cannot be recorded specifically. The card issuer is not named in any public document; the terms refer only to a card issuing partner. Reap is named as the programme partner in the launch announcement. Note that third-party coverage naming Thredd as the processor is not corroborated anywhere on Cashi's own site, and a country list circulating from the homepage is a decorative flag animation rather than a statement of availability. ## Similar Cards Other crypto cards in the same region or category that may suit your spending profile: - [PayFun Card](/cards/payfun) by PayFun - None cashback, $0 fee, Not disclosed - [Stack Card](/cards/stack) by Stack - 1-3% USD cashback, $0 fee, 35+ countries (MENA focus) - [El Dorado Card](/cards/el-dorado) by El Dorado - 0% cashback, $0 fee, 11 LATAM countries (NOT US) - [RedotPay](/cards/redotpay) by RedotPay - 0% cashback, $10 virtual / $100 physical fee, 100+ countries - [Baanx / Ledger CL Card](/cards/baanx) by Baanx (Crypto Life) - 1-2% cashback, $0 fee, US/UK/EU/LATAM/Canada - [SafePal Card](/cards/safepal) by SafePal - 0% (2-3% travel promos only) cashback, $0 fee, Global (NOT US) - [Kolo Card](/cards/kolo-card) by Kolo - 1% BTC + 2% welcome cashback, $0 fee, 60+ countries - [DPT Card](/cards/dpt-pay) by DPT Pay - 0% cashback, $0-$10,000/yr fee, Global (excl. US citizens + 17 countries) ## FAQ ### What is the Cashi Card? The Cashi Card is a crypto debit card offered by Cashi. It is available in 100+ countries (NOT US) and allows users to spend cryptocurrency at merchants worldwide. ### How much cashback does the Cashi Card offer? The Cashi Card offers 1-3% cashback. There are 3 tiers: Subscriptions (3%), Online (2%), Travel (1%). ### What are the fees for the Cashi Card? The Cashi Card has an annual fee of $0. Additional fees: Conversion fee: 1% on non-USD merchant currency; FX fee: 1% on non-USD merchant currency, 0% in USD; ATM: Not supported (virtual card); Top-up: $0 (blockchain network fee only); Inactivity: $0. ### What are the spending limits on the Cashi Card? The Cashi Card has the following limits: daily spending limit: Up to $50,000 (user-configurable in app). Limits can vary by account tier and verification level. ### How do you top up the Cashi Card? Supported assets include USDT, USDC; top-up methods include Stablecoin deposit; crypto deposits are supported on Ethereum, Arbitrum, Base, BNB Chain, Polygon, Solana, Tron. ### Does the Cashi Card require KYC? Yes. The Cashi Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued. ### Which countries is the Cashi Card available in? The Cashi Card is available in 100+ countries (NOT US). ### Is the Cashi Card a credit or debit card? The Cashi Card is a debit card. You need to load cryptocurrency onto the card before making purchases. ### Does the Cashi Card support Apple Pay or Google Pay? Yes, the Cashi Card supports Google Pay for contactless payments. [Visit Cashi](https://cashi.com) Want to see your annual earnings? Use the [ROI Calculator](/roi-calculator) to estimate net cashback at your spending level, or [compare cards side by side](/compare).