The Bybit Card earns 2-10% cashback on a Mastercard debit card with no annual fee, available in Switzerland/LATAM/Australia.
Bybit is a centralized cryptocurrency exchange founded in March 2018 by Ben Zhou and registered in the British Virgin Islands as Bybit Fintech Limited. Originally based in Singapore, the company moved its operational headquarters to Dubai in 2022 and is known for its perpetual futures and derivatives markets.
The Bybit Card is a crypto debit card offered by Bybit, available in Switzerland/LATAM/Australia. It offers 2-10% cashback across 6 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Best suited for reward-focused spenders willing to optimize for cashback. Note that monthly cashback caps apply and the card is not available in the UK. It runs on the Mastercard network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Latin America guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Base | 2% | Free, $5/mo cashback cap |
| Beta (VIP 1-2) | 2% | $500/mo card spend or VIP 1-2 ($100K-$250K assets), $50/mo cashback cap |
| Alpha (VIP 3) | 4% | $3,500/mo card spend or VIP 3 ($500K assets), $150/mo cashback cap |
| Apex (VIP 4) | 6% | $9,500/mo card spend or VIP 4 ($1M assets) or PRO 1, $250/mo cashback cap |
| Omega (VIP 5) | 8% | $12,500/mo card spend or VIP 5 ($2M assets) or PRO 2, $400/mo cashback cap |
| Infinite (Supreme VIP) | 10% | $25,000/mo card spend or Supreme VIP ($100M spot or $500M derivatives 30-day volume) or PRO 3 to 5, $600/mo cashback cap |
On $500/mo spend, the estimated monthly cost breakdown for Bybit Card is: gas $0.00, conversion spread $4.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0.9% of spend. After $5.00/mo cashback that nets a gain of about $0.50/mo ($6.00/yr). Bybit Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD. Spending in another currency adds up to a 7% FX fee depending on region; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: UK NO LONGER SUPPORTED (halted 2023, FCA). EEA NOT SUPPORTED: EEA residents moved to the separate Bybit EU Card (listed as bybit-eu) on bybit.eu by Dec 31, 2025, and Bybit says EEA users are ineligible for rewards on bybit.com; reward points do not transfer between bybit.com and bybit.eu accounts. Two parallel mechanisms: VIP exchange level OR monthly card-spend tier; user starts at the higher of the two. Rewards paid as Card Points (0.002 USDT/point) via daily Auto Cashback. Supreme VIP criteria are now public (no longer strictly invite-only). Australia and AIFC/Kazakhstan also available. Subscription rebates: from October 5, 2026, Bybit gives a 100% rebate on ChatGPT Plus, Claude Pro, Netflix, Spotify, TradingView, Financial Times, Shahid and iQIYI to non-VIP cardholders at Tier 3 and above and to all VIPs. PARTIALLY RE-VERIFIED (2026-08-28): the Bybit help-centre article on Card Rewards confirms the six-tier ladder and four of its rungs, namely Base at 2% capped at $5/mo, Beta at $500/mo spend capped at $50, Alpha at 4% on $3,500/mo spend, and Infinite at 10% capped at $600/mo. Bybit's own numbering runs Tier 1 to Tier 6; the Base-to-Infinite names are how its reviews and help pages label those tiers. The Apex ($9,500, 6%, 250 USDT) and Omega ($12,500, 8%, 400 USDT) rungs match the same help-centre table, read again on 2026-10-11. Tiers 4 to 6 also unlock through Bybit PRO levels 1 to 5. On bybit.com, all tiers gain +1% when a transaction is converted to a Pay Later instalment plan, under a separate monthly cap from $5 at Tier 1 to $500 at Tier 6. From October 5, 2026 (10:00 UTC), per the Bybit help centre, only crypto-funded card transactions earn Rewards Points or cashback; transactions funded from a fiat balance earn nothing. VERIFICATION GAP (2026-10-10): Swiss card fees (annual, ATM, FX and crypto conversion) are not stated on the official pages read; Bybit's fee table lists Australia, Asia Pacific, Georgia, Kazakhstan (AIFC), Argentina, Brazil, Mexico and Peru, and its homepage says $0 annual card fees. The rewards table does not state the asset or trading-volume levels behind each VIP level.
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The Bybit Card is a crypto debit card offered by Bybit. It is available in Switzerland/LATAM/Australia and allows users to spend cryptocurrency at merchants worldwide.
The Bybit Card offers 2-10% cashback. There are 6 tiers: Base (2%), Beta (VIP 1-2) (2%), Alpha (VIP 3) (4%), Apex (VIP 4) (6%), Omega (VIP 5) (8%), Infinite (Supreme VIP) (10%).
The Bybit Card has an annual fee of $0. Additional fees: Conversion fee: 0.9% (Australia, Asia Pacific, Georgia, Kazakhstan AIFC, Brazil, Mexico, Peru); 0.5% (Argentina); Switzerland not listed in the fee schedule; FX fee: 2% (Australia, APAC, Mexico, Peru); 1.5% (Brazil); 7% (Argentina); ATM: Free up to $100/mo, then 2% (Argentina ARS 95,000, Brazil BRL 550; not supported in Peru).
Yes. The Bybit Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Bybit Card is available in Switzerland/LATAM/Australia.
The Bybit Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Bybit Card supports Apple Pay and Google Pay and Samsung Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.