MEXC Card (APAC) Review (2026)

The MEXC Card (APAC) earns 4-10% USDT cashback on a Visa debit card with no annual fee, available in Thailand/Vietnam/South Korea/Philippines/Taiwan.

Reviewed by Card Pilled Editorial · Last verified 2026-11-06

Key Facts

Cashback
4-10% USDT
Annual Fee
$0
Region
Thailand/Vietnam/South Korea/Philippines/Taiwan
Type
Debit
Network
Visa
KYC
full
Mobile Pay
Google Pay

Overview

MEXC is a centralized cryptocurrency exchange founded in 2018 with operational presence in Singapore and corporate registration in Victoria, Seychelles. The platform offers spot and derivatives trading and is known for listing a large number of small-cap altcoins.

The MEXC Card (APAC) is a crypto debit card offered by MEXC, available in Thailand/Vietnam/South Korea/Philippines/Taiwan. It offers 4-10% USDT cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.

Best suited for reward-focused spenders willing to optimize for cashback. Note that monthly cashback caps apply. It runs on the Visa network and requires full identity verification.

Where is the MEXC Card (APAC) available?

MEXC Card (APAC) is offered in 5 countries according to the provider's published list.

Cashback Tiers

MEXC Card (APAC) cashback tiers and requirements
TierRateRequirement
Standard4%M-Score 350-599 (MEXC VVIP Standard), 50 USDT/mo cashback cap shared across all of the user's MEXC cards
Premier6%M-Score 600-799 (MEXC VVIP Premier), 150 USDT/mo cashback cap shared across all of the user's MEXC cards
Elite10%M-Score 800+ (MEXC VVIP Elite), 800 USDT/mo cashback cap shared across all of the user's MEXC cards

Pros

Cons

Fees & Costs

Conversion Fee
0% transaction fee and 0% crypto conversion fee (MEXC fee article, 2026-10-21); an older September article listed 1%
FX Fee
Visa exchange rate + 1% cross-border fee on non-USD purchases
ATM Withdrawal
Not applicable (virtual card only)
Top-Up Fee
0%
Inactivity Fee
$0

Limits & Top-Up

Daily Spending Limit
$50,000 (per transaction also $50,000; 50 transactions/day, 1,040/year, $1,000,000/year)
Virtual Card Fee
$0 (card page shows a $20 fee struck through to $0)
Physical Card Fee
Not available
Time to Card
Usually a few minutes after approval (virtual)

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for MEXC Card (APAC) is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $20.00/mo cashback that nets a gain of about $20.00/mo ($240.00/yr). MEXC Card (APAC) tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD. Spending in another currency adds a 1% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.

Note: MEXC now runs two MEXC-issued Visa cards: this MEXC Card (APAC) and the separate MEXC Global Card (launched 31 August 2026, listed separately as MEXC Global Card). The APAC card is a Visa Platinum virtual card that spends the USDT balance in the user's MEXC Fiat account directly, with no separate card balance to top up. The MEXC Card page lists it for Thailand, Vietnam, South Korea, the Philippines and Taiwan; MEXC's help centre application guide (dated 2026-09-01) lists Thailand only. Cashback of 4%, 6% or 10% in USDT depends on the MEXC VVIP tier (M-Score); per MEXC's Card Cashback FAQ (2026-11-02) the VVIP level at settlement applies, monthly caps are 50, 150 or 800 USDT shared across all MEXC cards a user holds, and cashback is credited to the Fiat account within three calendar days after settlement (T+3). The M-Score bands are not in the current FAQ. MEXC's rewards FAQ says cashback, Earn interest and referral rewards are valid only during the event period and may be adjusted or cancelled afterwards; no end date is published. From November 2026 the card-exclusive Flexible Savings product pays 3% APR on 100 to 100,000 USDT (manual subscription), per MEXC's card rewards FAQ. Fees per MEXC's fee page (2026-09-09): no issuance, annual, inactivity or termination fee; 0% transaction fee; 1% crypto conversion fee; Visa rate + 1% cross-border fee on non-USD purchases; 0 top-up fee. Refunds after settlement carry 1% (USD) or 3% (non-USD). Limits: $50,000 per transaction and per day, $1,000,000 a year, 50 transactions a day and 1,040 a year. Google Pay only; no physical card. Advanced KYC is required, and some applicants are asked for facial recognition or proof of address. The legacy MEXC EU Mastercard (MEXC Estonia OÜ with Paytend Europe UAB) is no longer part of MEXC's card lineup: its terms page returns 404; the card page lists the Global, APAC and ether.fi cards; the fee page lists the APAC and Global cards. EU/EEA availability was removed from this entry.

Similar Cards

Other crypto cards in the same region or category that may suit your spending profile:

What's changed

See all changes →

In the news

All weekly wraps →

FAQ

What is the MEXC Card (APAC)?

The MEXC Card (APAC) is a crypto debit card offered by MEXC. It is available in Thailand/Vietnam/South Korea/Philippines/Taiwan and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the MEXC Card (APAC) offer?

The MEXC Card (APAC) offers 4-10% USDT cashback. There are 3 tiers: Standard (4%), Premier (6%), Elite (10%).

What are the fees for the MEXC Card (APAC)?

The MEXC Card (APAC) has an annual fee of $0. Additional fees: Conversion fee: 0% transaction fee and 0% crypto conversion fee (MEXC fee article, 2026-10-21); an older September article listed 1%; FX fee: Visa exchange rate + 1% cross-border fee on non-USD purchases; ATM: Not applicable (virtual card only); Top-up: 0%; Inactivity: $0.

What are the spending limits on the MEXC Card (APAC)?

The MEXC Card (APAC) has the following limits: daily spending limit: $50,000 (per transaction also $50,000; 50 transactions/day, 1,040/year, $1,000,000/year). Limits can vary by account tier and verification level.

Does the MEXC Card (APAC) require KYC?

Yes. The MEXC Card (APAC) requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.

Which countries is the MEXC Card (APAC) available in?

The MEXC Card (APAC) is available in Thailand, Vietnam, South Korea, Philippines, Taiwan, according to the provider's published list.

Is the MEXC Card (APAC) a credit or debit card?

The MEXC Card (APAC) is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the MEXC Card (APAC) support Apple Pay or Google Pay?

Yes, the MEXC Card (APAC) supports Google Pay for contactless payments.

Visit MEXC

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.