MEXC Card Review (2026)

The MEXC Card earns 4-10% USDT cashback on a Visa/Mastercard debit card with no annual fee, available in APAC + EU/EEA.

Reviewed by Card Pilled Editorial · Last verified 2026-07-31

Key Facts

Cashback
4-10% USDT
Annual Fee
$0
Region
APAC + EU/EEA
Type
Debit
Network
Visa/Mastercard
KYC
full

Overview

MEXC is a centralized cryptocurrency exchange founded in 2018 with operational presence in Singapore and corporate registration in Victoria, Seychelles. The platform offers spot and derivatives trading and is known for listing a large number of small-cap altcoins.

The MEXC Card is a crypto debit card offered by MEXC, available in APAC + EU/EEA. It offers 4-10% USDT cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.

Best suited for reward-focused spenders willing to optimize for cashback. It runs on the Visa/Mastercard network and requires full identity verification.

Cashback Tiers

MEXC Card cashback tiers and requirements
TierRateRequirement
Standard4%M-Score 350-599, $100/mo cashback cap
Premier6%M-Score 600-799, $300/mo cashback cap
Elite10%M-Score 800+, $800/mo cashback cap

Pros

Cons

Fees & Costs

Conversion Fee
1% (Visa) / 1% top-up (Mastercard)
FX Fee
1% (Visa APAC) / 2% outside EEA (Mastercard EU)
Top-Up Fee
0% (Visa) / 1% (Mastercard)
Inactivity Fee
$2/mo after 3 months (Visa)

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for MEXC Card is: gas $0.00, conversion spread $5.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1% of spend. After $20.00/mo cashback that nets a gain of about $15.00/mo ($180.00/yr). MEXC Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: TWO card products: (1) New MEXC Card (Visa, launched June 25, 2026) for APAC with 4-10% USDT cashback by M-Score tier, 7% APR on 100-100K USDT balance, 1% transaction fee, 0% top-up fee, $2/mo inactivity after 3 months. (2) Legacy EU Mastercard (launched 2025) with 0% cashback, €1/mo fee, 1% top-up fee, 0% EEA / 2% outside. Tiers shown are for the new Visa card. Cashback paid in USDT on the 15th of following month. Co-branded MEXC × ether.fi variant offers 4% cashback separately.

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FAQ

What is the MEXC Card?

The MEXC Card is a crypto debit card offered by MEXC. It is available in APAC + EU/EEA and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the MEXC Card offer?

The MEXC Card offers 4-10% USDT cashback. There are 3 tiers: Standard (4%), Premier (6%), Elite (10%).

What are the fees for the MEXC Card?

The MEXC Card has an annual fee of $0. Additional fees: Conversion fee: 1% (Visa) / 1% top-up (Mastercard); FX fee: 1% (Visa APAC) / 2% outside EEA (Mastercard EU); Top-up: 0% (Visa) / 1% (Mastercard); Inactivity: $2/mo after 3 months (Visa).

Does the MEXC Card require KYC?

Yes. The MEXC Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.

Which countries is the MEXC Card available in?

The MEXC Card is available in APAC + EU/EEA.

Is the MEXC Card a credit or debit card?

The MEXC Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Visit MEXC

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.