The KOSH Global Card earns Promos only (5% hotels) cashback on a Visa credit card with no annual fee, available in Select jurisdictions (Asia-focused).
KOSH is operated by Piers Technology Inc, the company behind the Copperx stablecoin payments platform (KOSH's help centre runs on support.copperx.io). It offers freelancers and creators outside the US a USD/EUR/AED virtual account, USDC/USDT balances, and a crypto-collateralized card, and states it is a financial technology company, not a bank, working with licensed banking partners.
The KOSH Global Card is a crypto credit card offered by KOSH, available in Select jurisdictions (Asia-focused). It offers Promos only (5% hotels) cashback rewards on purchases. There is no annual fee to hold this card.
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides. See where it ranks among the best crypto credit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Base | 0% | No flat cashback. Advertises 5% cashback on hotel bookings and 10% points on undefined 'eligible purchases'; fine print says reward rates and values may vary and are subject to change |
On $500/mo spend, the estimated monthly cost breakdown for KOSH Global Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). KOSH Global Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Launched around June 2026 (Product Hunt debut June 12, 2026). A crypto-collateralized Visa credit card secured by the user's KOSH USD/USDC balance, aimed at freelancers and creators in Asia who receive USD from Upwork, TikTok Shop, Shopify, and similar platforms without a US entity. Virtual and physical cards with Apple Pay and Google Pay. USD spending has no fee; other currencies convert at 1.5% per transaction. Terms of service describe the program as crypto-collateralized credit through an unnamed regulated issuer. VERIFICATION GAP: no published country list for card issuance (the app gates eligibility), card issuance fees and spending limits are not disclosed, and the issuing bank is not named.
Other crypto cards in the same region or category that may suit your spending profile:
The KOSH Global Card is a crypto credit card offered by KOSH. It is available in Select jurisdictions (Asia-focused) and allows users to spend cryptocurrency at merchants worldwide.
The KOSH Global Card offers Promos only (5% hotels) cashback.
The KOSH Global Card has an annual fee of $0. Additional fees: FX fee: 1.5%.
Supported assets include USDC, USDT, USD; top-up methods include ACH, Wire/SWIFT, Stablecoin deposit.
Yes. The KOSH Global Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The KOSH Global Card is available in Select jurisdictions (Asia-focused).
The KOSH Global Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the KOSH Global Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.