The Startale Card earns 1% USDSC cashback on a Visa credit card with no annual fee, available in US + international (no published country list).
Startale Group is a Japanese onchain-finance company behind the Startale App, the JPYSC yen stablecoin and the USDSC dollar stablecoin, and a core developer of Soneium, the Ethereum layer 2 incubated with Sony. The card is offered by Startale Labs (BVI) Ltd on Rain's card infrastructure.
The Startale Card is a crypto credit card offered by Startale Group, available in US + international (no published country list). It offers 1% USDSC cashback rewards on purchases. There is no annual fee to hold this card.
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. Note that the card is virtual only. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in the US guide. See where it ranks among the best crypto credit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 1% | Eligible purchases with the card; per-tier rates for the Core, Silver and Gold STAR Points levels are not yet published |
On $500/mo spend, the estimated monthly cost breakdown for Startale Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $5.00/mo cashback that nets a gain of about $5.00/mo ($60.00/yr). Startale Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD. Spending in another currency adds up to a 3% FX fee depending on region; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Launched 2 November 2026 as a virtual Visa card in the Startale App, issued in partnership with Rain; the launch post cites more than 300,000 waitlist reservations since July. CARD TYPE TO DOUBLE-CHECK: recorded as Credit because both card agreements describe a collateral-backed credit account at 0% APR (US: "Startale Credit Card Account Opening Disclosures"; international: "Startale Spend Card Terms" with a credit limit set by collateral), while Startale's own marketing calls it neither debit nor credit. Recheck once Startale publishes a card FAQ. The issuer named in both agreements is Third National. Cashback is 1% in USDSC, Startale's M0-based dollar stablecoin, valued at 1 USDSC = $1.00 and credited after settlement; ATM withdrawals, P2P payments, gift cards, tax payments and cash equivalents earn nothing. The cashback terms say the rate varies by STAR Points tier (Core, Silver, Gold), but the membership page that should list those rates shows "Coming soon", so only the flat 1% from the launch post is recorded. Fees: no annual fee and no late or returned-payment fee; the US card charges 1.5% on international transactions, and the international card charges an FX fee of up to 1.5% on non-USD spend plus a cross-border fee of up to 1.5%. Virtual card fee, ATM access, spending limits, mobile wallets and funding assets beyond USDSC are not published. Spending draws on a self-custodial Startale Card Linked Wallet. Startale publishes no supported-country list (eligibility is checked during onboarding), and a July 2026 report of the announcement said Japan's launch timing was undetermined.
Other crypto cards in the same region or category that may suit your spending profile:
The Startale Card is a crypto credit card offered by Startale Group. It is available in US + international (no published country list) and allows users to spend cryptocurrency at merchants worldwide.
The Startale Card offers 1% USDSC cashback.
The Startale Card has an annual fee of $0. Additional fees: Conversion fee: 0%; FX fee: 1.5% on international transactions (US card); up to 1.5% FX on non-USD plus up to 1.5% cross-border (international card).
Supported assets include USDSC; top-up methods include Startale Card Linked Wallet (self-custodial smart wallet in the Startale App).
Yes. The Startale Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Startale Card is available in US + international (no published country list).
The Startale Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the Startale Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
The Startale Card is issued by Third National.
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