by Fold ยท Updated 2026-03-07
The Fold Credit Card is a crypto credit card offered by Fold, available in US. It offers 1.5-3.5% BTC cashback rewards on purchases. The card features 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. As a true credit card, you can spend on credit without pre-funding with crypto. It runs on the Visa network.
| Tier | Rate | Requirement |
|---|---|---|
| Free Fold | 1.5% | Unlimited BTC back |
| Fold+ Member | 2% | Unlimited BTC back |
| Fold Checking Bonus | 3.5% | 2% + 1.5% bonus when paying via Fold Checking |
Note: No-annual-fee metal Visa credit card via Stripe partnership. 1.5% unlimited BTC back (2% for Fold+ members). Up to 3.5% with Fold Checking bonus. Up to 10% at select merchants (Amazon, Target). Launch expected March/April 2026.
The Fold Credit Card is a crypto credit card offered by Fold. It is available in US and allows users to spend cryptocurrency at merchants worldwide.
The Fold Credit Card offers 1.5-3.5% BTC cashback. There are 3 tiers: Free Fold (1.5%), Fold+ Member (2%), Fold Checking Bonus (3.5%).
The Fold Credit Card has an annual fee of $0. Note: No-annual-fee metal Visa credit card via Stripe partnership. 1.5% unlimited BTC back (2% for Fold+ members). Up to 3.5% with Fold Checking bonus. Up to 10% at select merchants (Amazon, Target). Launch expected March/April 2026.
The Fold Credit Card is available in US. Its availability status is "US".
The Fold Credit Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.