Avici Card Review (2026)

The Avici Card is a Visa credit card with a $0-75 annual fee, available in Americas/APAC/Africa (30 US states).

Reviewed by Card Pilled Editorial · Last verified 2026-09-04

Key Facts

Cashback
0%
Annual Fee
$0-75
Region
Americas/APAC/Africa (30 US states)
Type
Credit
Network
Visa
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

Avici Inc. is a Solana-native, self-custodial neobank fintech founded in 2024 and incorporated in Middletown, Delaware. Its consumer product is a Visa card issued by Rain that lets users spend stablecoins and other crypto from an on-chain smart wallet, with USD and EUR virtual accounts powered by Bridge.

The Avici Card is a crypto credit card offered by Avici Money, available in Americas/APAC/Africa (30 US states). The annual fee starts at $0-75.

It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Visa network and requires full identity verification.

Cashback Tiers

Avici Card cashback tiers and requirements
TierRateRequirement
Platinum0%No cashback programme
Signature0%No cashback programme

Pros

Cons

Fees & Costs

Conversion Fee
0%
FX Fee
0% (Visa may add 0.4-1%)
ATM Withdrawal
$1+0.65% (Platinum); $0 (Signature)

Limits & Top-Up

Virtual Card Fee
Platinum: $15 first card, $10 each additional; Signature: $30 first year, then $20/yr
Physical Card Fee
Platinum: $50 one-time; Signature: $75, then $20/yr from year two

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Avici Card is: gas $0.00, conversion spread $0.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $0.00/mo cashback that nets a gain of about $0.00/mo ($0.00/yr). Because Avici Card is loaded on-chain, frequent small top-ups add gas cost: a daily-spender profile pays about $0.02/mo in gas versus $0.00/mo for a single monthly load, so total drag runs 0% with daily reloads versus 0% with a monthly reload. Figures are conservative estimates and vary with conditions.

Note: Self-custodial secured Visa credit card. NOT available in EU/EEA, UK, India, China, Israel, Turkey, Russia. Supported in 48 countries primarily Americas (US 31 states, Brazil, Argentina, Mexico, Colombia, Chile) and APAC (Australia, Japan, Singapore, Hong Kong, UAE, Thailand). Two tiers: Platinum ($15 first virtual card, $10 each additional; $0 transactions, ATM $1+0.65%) and Signature ($30 first year then $20/yr, lounge access, $0 ATM). Infinite tier coming soon. 0% FX markup (Visa may add 0.4-1% cross-border). USDC collateral held in user-controlled smart contract. SECURITY INCIDENT (Aug 2026): an outdated card smart contract was exploited, draining card balances. Avici confirmed on August 29, 2026 that it would reimburse all 1,685 affected users in full, put its own confirmed card-balance loss at $500,859, and said card-issuing partner Rain had patched the vulnerability; researchers traced a wider laundering trail of roughly $1M. Collateral held in the user-controlled contract was not the vector.

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FAQ

What is the Avici Card?

The Avici Card is a crypto credit card offered by Avici Money. It is available in Americas/APAC/Africa (30 US states) and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Avici Card?

The Avici Card has an annual fee of $0-75. Additional fees: Conversion fee: 0%; FX fee: 0% (Visa may add 0.4-1%); ATM: $1+0.65% (Platinum); $0 (Signature).

Does the Avici Card require KYC?

Yes. The Avici Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.

Which countries is the Avici Card available in?

The Avici Card is available in Americas/APAC/Africa (30 US states).

Is the Avici Card a credit or debit card?

The Avici Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.

Is the Avici Card a non-custodial card?

Yes, the Avici Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.

Does the Avici Card support Apple Pay or Google Pay?

Yes, the Avici Card supports Apple Pay and Google Pay for contactless payments.

Visit Avici Money

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