The Exodus Spend Card is a Mastercard debit card with no annual fee, available in Multiple (NOT new US signups).
Exodus is a self-custodial multi-chain desktop and mobile crypto wallet founded in 2015 by JP Richardson and Daniel Castagnoli. The parent company, Exodus Movement, Inc., is publicly traded on the NYSE American under the ticker EXOD and was the first US company to complete an SEC-qualified, crypto-only Regulation A+ public offering in 2021.
The Exodus Spend Card is a crypto debit card offered by Exodus (via Baanx), available in Multiple (NOT new US signups). There is no annual fee to hold this card.
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. Note that the card is virtual only. It runs on the Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides.
On $500/mo spend, the estimated monthly cost breakdown for Exodus Spend Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Exodus Spend Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: LEGACY PRODUCT — being superseded by Exodus Pay (Visa, launched Apr 9, 2026). Spend Card (Mastercard) no longer accepting new US/UK signups; existing users can continue but are prompted to migrate. Exodus Pay offers Visa debit card with unspecified cashback/rewards. Exodus COMPLETED acquisition of Baanx/Monavate (May 1, 2026). XO Cash stablecoin (Solana, with MoonPay/Monavate) launched May 8, 2026.
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The Exodus Spend Card is a crypto debit card offered by Exodus (via Baanx). It is available in Multiple (NOT new US signups) and allows users to spend cryptocurrency at merchants worldwide.
The Exodus Spend Card has an annual fee of $0. Additional fees: Conversion fee: 0% Exodus fee (Solana gas only); Top-up: 0% (Solana gas only).
The Exodus Spend Card is available in Multiple (NOT new US signups). Its availability status is "Limited".
The Exodus Spend Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Exodus Spend Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Exodus Spend Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.