Zengo is a keyless, MPC-based mobile crypto wallet built by KZen Networks, founded in 2018 by Gary Benattar, Omer Shlomovits, Ouriel Ohayon, and Tal Be'ery and headquartered in Tel Aviv, Israel. KZen Networks (Zengo) was acquired by eToro Group in April 2026.
The Zengo Card is a crypto debit card offered by Zengo, available in US (first).
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Mastercard network.
| Tier | Rate | Requirement |
|---|---|---|
| TBD | 0% | Cashback structure not yet disclosed, card not yet launched |
Note: Mastercard-linked debit card from Zengo, the keyless MPC wallet (no seed phrase, social recovery + biometric login). Users will convert crypto to fiat in-app and load funds onto the card. Wallet platform has 1M+ users and 100+ cryptos supported. Card remains in waitlist/pre-launch as of May 2026; planned US-first rollout with international expansion to follow. No public live-launch confirmation found.
Other crypto cards in the same region or category that may suit your spending profile:
The Zengo Card is a crypto debit card offered by Zengo. It is available in US (first) and allows users to spend cryptocurrency at merchants worldwide.
The Zengo Card has an annual fee of TBD.
The Zengo Card is available in US (first). Its availability status is "US".
The Zengo Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Zengo Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.