The THORWallet Mastercard earns TITN staking rewards cashback on a Mastercard debit card with a $0 (one-time ETH fee) fee, available in 175+ countries (NOT US).
THORWallet is a non-custodial cross-chain DeFi wallet built on top of THORChain, developed by DeFi Suisse AG, a Swiss company founded by CEO Marcel Harmann and headquartered in Schwyz, Switzerland. The wallet is designed for native cross-chain swaps using THORChain liquidity.
The THORWallet Mastercard is a crypto debit card offered by THORWallet, available in 175+ countries (NOT US). It offers TITN staking rewards cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0 (one-time ETH fee).
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. Note that the card is not available in the US. It runs on the Mastercard network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides.
On $500/mo spend, the estimated monthly cost breakdown for THORWallet Mastercard is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). THORWallet Mastercard tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | Free signup, 1% crypto top-up fee |
| Gold | 0% | 1.5 ETH one-time, 0.5% fee |
| Platinum | 0% | 15 ETH one-time, 0.25% fee |
Note: Swiss IBAN (CHF/EUR/USD/RMB). TITN token launched July 2025 (merged from TGT). TITN staking pays USDC from DeFi swap revenue sharing (50%, rising to 70% post-token-tradability) — this is protocol revenue, NOT card-spend cashback. Card-spend cashback ('up to 5%') still listed as 'coming soon' in official docs. Tier fees: Standard 1%, Gold 0.5%, Platinum 0.25%. ETH amounts are launch discounts (normally 3 ETH / 30 ETH). Pro tier announced: 0% FX/ATM + TITN cashback (launch status unclear). Unblock partnership (Apr 30, 2026) expanded card access to 175+ countries. TITN airdrop ended Apr 25, 2026. NOT available in US/China/Russia.
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The THORWallet Mastercard is a crypto debit card offered by THORWallet. It is available in 175+ countries (NOT US) and allows users to spend cryptocurrency at merchants worldwide.
The THORWallet Mastercard offers TITN staking rewards cashback. There are 3 tiers: Standard (0%), Gold (0%), Platinum (0%).
The THORWallet Mastercard has an annual fee of $0 (one-time ETH fee). Additional fees: Conversion fee: Combined with FX (tier-based); FX fee: 1% Standard / 0.5% Gold / 0.25% Platinum; ATM: Not supported (virtual only); Top-up: Wire free; tier fee on crypto.
The THORWallet Mastercard is available in 175+ countries (NOT US). Its availability status is "Global". It is NOT available in the United States.
The THORWallet Mastercard is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the THORWallet Mastercard is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the THORWallet Mastercard supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.