Zro Bank Card Review (2026)

by Zro Bank · Updated 2026-04-09

Key Facts

Cashback
0.5% BTC
Annual Fee
R$0
Region
Brazil Only
Type
Debit
Network
Visa
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

The Zro Bank Card is a crypto debit card offered by Zro Bank, available in Brazil Only. It offers 0.5% BTC cashback rewards on purchases. There is no annual fee to hold this card. Rewards are paid in Bitcoin, making it popular with BTC-focused holders. It runs on the Visa network and requires full identity verification.

Cashback Tiers

Zro Bank Card cashback tiers and requirements
TierRateRequirement
Standard0.5%Debit purchases above R$10

Pros

Cons

Note: Brazilian neobank (Recife-based) with chatbank model. International Visa debit card. 0.5% Bitcoin cashback on debit purchases above R$10. Zero annual fee, zero account fees, zero TED fees. Also supports Pix payments and crypto custody. BaaS via Banco Topázio. 0.5% rate has not been recently re-confirmed in 2025-2026 sources — flag for next verification cycle.

FAQ

What is the Zro Bank Card?

The Zro Bank Card is a crypto debit card offered by Zro Bank. It is available in Brazil Only and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Zro Bank Card offer?

The Zro Bank Card offers 0.5% BTC cashback.

What are the fees for the Zro Bank Card?

The Zro Bank Card has an annual fee of R$0.

Where is the Zro Bank Card available?

The Zro Bank Card is available in Brazil Only. Its availability status is "Brazil".

Is the Zro Bank Card a credit or debit card?

The Zro Bank Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Zro Bank Card support Apple Pay or Google Pay?

Yes, the Zro Bank Card supports Apple Pay and Google Pay for contactless payments.

Visit Zro Bank