Littio Card Review (2026)

The Littio Card earns Up to 10% APR yield cashback on a Mastercard debit card with no annual fee, available in Colombia.

Reviewed by Card Pilled Editorial · Last verified 2026-06-08

Key Facts

Cashback
Up to 10% APR yield
Annual Fee
$0
Region
Colombia
Type
Debit
Network
Mastercard
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

Littio is a Y Combinator and Circle-backed Colombian neobank providing dollar and euro accounts powered by USDC/EURC stablecoins. It partnered with Pomelo and Mastercard to launch Colombia's first stablecoin-backed debit card in Dec 2025.

The Littio Card is a crypto debit card offered by Littio, available in Colombia. It offers Up to 10% APR yield cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.

Best suited for reward-focused spenders willing to optimize for cashback. It runs on the Mastercard network and requires full identity verification.

Fees & Costs

Conversion Fee
0%
FX Fee
2% non-USD/EUR/COP

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Littio Card is: gas $0.00, conversion spread $0.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $50.00/mo cashback that nets a gain of about $50.00/mo ($600.00/yr). Littio Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Cashback Tiers

Littio Card cashback tiers and requirements
TierRateRequirement
USDC Savings10%Up to 10% APR on USDC savings (yield on deposits, not purchase cashback)
EURC Savings6%Up to 6% APR on EURC savings (yield on deposits)

Pros

Cons

Note: Colombia's first USDC-backed Mastercard (Pomelo partnership). No management, issuance, or monthly fees. Spend in USD/EUR/COP at 1:1 rate; 2% FX on other currencies. Yield on savings (up to 10% APR USDC, 6% EURC) via OpenTrade integration — not traditional purchase cashback. Mastercard partner cashback on streaming, music, and mobility platforms (specific rates undisclosed). Virtual + physical card. Supports USDC, EURC, COPM, MXNT stablecoins.

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FAQ

What is the Littio Card?

The Littio Card is a crypto debit card offered by Littio. It is available in Colombia and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Littio Card offer?

The Littio Card offers Up to 10% APR yield cashback. There are 2 tiers: USDC Savings (10%), EURC Savings (6%).

What are the fees for the Littio Card?

The Littio Card has an annual fee of $0. Additional fees: Conversion fee: 0%; FX fee: 2% non-USD/EUR/COP.

Where is the Littio Card available?

The Littio Card is available in Colombia. Its availability status is "Colombia".

Is the Littio Card a credit or debit card?

The Littio Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Littio Card support Apple Pay or Google Pay?

Yes, the Littio Card supports Apple Pay and Google Pay for contactless payments.

Visit Littio

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.