The Binance Card (LATAM/Africa) earns 0.1-8% BNB cashback on a Mastercard debit card with no annual fee, available in Brazil/Peru/Colombia/South Africa.
Binance is the world's largest cryptocurrency exchange by trading volume, founded in 2017 by Changpeng Zhao. In October 2025 Binance relaunched its card program with a new prepaid Mastercard for Brazil, later expanding to Peru, Colombia, and South Africa. This product is entirely separate from the discontinued EU Binance Visa Card.
The Binance Card (LATAM/Africa) is a crypto debit card offered by Binance, available in Brazil/Peru/Colombia/South Africa. It offers 0.1-8% BNB cashback across 11 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Best suited for reward-focused spenders willing to optimize for cashback. Its multi-tier reward structure is among the most extensive in our database. It runs on the Mastercard network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Latin America guide.
On $500/mo spend, the estimated monthly cost breakdown for Binance Card (LATAM/Africa) is: gas $0.00, conversion spread $4.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0.9% of spend. After $1.00/mo cashback that is still a net cost of about $3.50/mo ($42.00/yr). Binance Card (LATAM/Africa) tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Brazil Tier 1 | 0.5% | <500 BRL monthly spend (Brazil only) |
| Brazil Tier 2 | 1% | 500-2,500 BRL monthly spend (Brazil only) |
| Brazil Tier 3 | 1.5% | 2,500-5,000 BRL monthly spend (Brazil only) |
| Brazil Tier 4 | 2% | >5,000 BRL monthly spend (Brazil only) |
| BNB Level 1 | 0.1% | 0 BNB held (Colombia/Peru/South Africa) |
| BNB Level 2 | 2% | 1 BNB held (Colombia/Peru/South Africa) |
| BNB Level 3 | 3% | 10 BNB held (Colombia/Peru/South Africa) |
| BNB Level 4 | 4% | 40 BNB held (Colombia/Peru/South Africa) |
| BNB Level 5 | 5% | 100 BNB held (Colombia/Peru/South Africa) |
| BNB Level 6 | 6% | 250 BNB held (Colombia/Peru/South Africa) |
| BNB Level 7 | 8% | 600 BNB held (Colombia/Peru/South Africa) |
Note: Relaunched Oct 2025 as Brazil-only Mastercard, expanded to Peru, Colombia, South Africa by early 2026. Completely different product from the discontinued EU Binance Visa Card (separate entry). TWO DIFFERENT TIER SYSTEMS: Brazil uses spend-to-unlock tiers (0.5-2% based on monthly spend, capped at 120 BRL/mo). Colombia, Peru, South Africa use 7-level BNB-holding model (0.1-8% based on BNB balance). 0.9% crypto conversion fee, 1-2% FX on foreign transactions. Supports 10 assets: USDT, USDC, FDUSD, BNB, BTC, ETH, SOL, ADA, LINK, XRP. Spend from Flexible Earn while accruing yield. Apple Pay and Google Pay.
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The Binance Card (LATAM/Africa) is a crypto debit card offered by Binance. It is available in Brazil/Peru/Colombia/South Africa and allows users to spend cryptocurrency at merchants worldwide.
The Binance Card (LATAM/Africa) offers 0.1-8% BNB cashback. There are 11 tiers: Brazil Tier 1 (0.5%), Brazil Tier 2 (1%), Brazil Tier 3 (1.5%), Brazil Tier 4 (2%), BNB Level 1 (0.1%), BNB Level 2 (2%), BNB Level 3 (3%), BNB Level 4 (4%), BNB Level 5 (5%), BNB Level 6 (6%), BNB Level 7 (8%).
The Binance Card (LATAM/Africa) has an annual fee of $0. Additional fees: Conversion fee: 0.9%; FX fee: 1-2%; ATM: 2 free/mo, then $1.50.
The Binance Card (LATAM/Africa) is available in Brazil/Peru/Colombia/South Africa. Its availability status is "Brazil, Peru, Colombia, South Africa".
The Binance Card (LATAM/Africa) is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Binance Card (LATAM/Africa) supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.