Binance is the world's largest cryptocurrency exchange by trading volume, founded in 2017 by Changpeng Zhao. In October 2025 Binance relaunched its card program with a new prepaid Mastercard for Brazil, later expanding to Peru, Colombia, and South Africa. This product is entirely separate from the discontinued EU Binance Visa Card.
The Binance Card (LATAM/Africa) is a crypto debit card offered by Binance, available in Brazil/Peru/Colombia/South Africa. It offers 0.5-2% BNB cashback across 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Mastercard network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Tier 1 | 0.5% | <500 BRL monthly spend |
| Tier 2 | 1% | 500-2,500 BRL monthly spend |
| Tier 3 | 1.5% | 2,500-5,000 BRL monthly spend |
| Tier 4 | 2% | >5,000 BRL monthly spend |
Note: Relaunched Oct 2025 as Brazil-only Mastercard, expanded to Peru, Colombia, South Africa by early 2026. Completely different product from the discontinued EU Binance Visa Card (separate entry). Spend-to-unlock cashback tiers (not BNB staking). Cashback capped at 120 BRL/mo. 0.9% crypto conversion fee, 1-2% FX on foreign transactions. Supports 10 assets: USDT, USDC, FDUSD, BNB, BTC, ETH, SOL, ADA, LINK, XRP. Spend from Flexible Earn while accruing yield. Apple Pay and Google Pay. KYC Level 3 unlocks higher limits (150K BRL/mo).
Other crypto cards in the same region or category that may suit your spending profile:
The Binance Card (LATAM/Africa) is a crypto debit card offered by Binance. It is available in Brazil/Peru/Colombia/South Africa and allows users to spend cryptocurrency at merchants worldwide.
The Binance Card (LATAM/Africa) offers 0.5-2% BNB cashback. There are 4 tiers: Tier 1 (0.5%), Tier 2 (1%), Tier 3 (1.5%), Tier 4 (2%).
The Binance Card (LATAM/Africa) has an annual fee of $0. Additional fees: Conversion fee: 0.9%; FX fee: 1-2%; ATM: 2 free/mo, then $1.50.
The Binance Card (LATAM/Africa) is available in Brazil/Peru/Colombia/South Africa. Its availability status is "Brazil, Peru, Colombia, South Africa".
The Binance Card (LATAM/Africa) is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Binance Card (LATAM/Africa) supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.