The Binance Brazil Card earns 1.5-3% BRL cashback on a Mastercard debit card with no annual fee, available in Brazil.
Binance is the world's largest cryptocurrency exchange by trading volume, founded in 2017 by Changpeng Zhao. It launched the Binance Brazil Card on 1 October 2025 for Brazilian residents, a BRL-denominated Mastercard issued by Pomelo Instituição de Pagamento Ltda. It is a separate product from the USD-denominated Binance Card Global Program (Mexico, Colombia, Peru and other countries) and from the discontinued EU Binance Visa Card.
The Binance Brazil Card is a crypto debit card offered by Binance, available in Brazil. It offers 1.5-3% BRL cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Mastercard network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Tier 1 | 1.5% | Under BRL 500 monthly spend (about USD 100). The tier reached applies retroactively to all of that month's eligible spend. Spend paid from a BRL fiat balance earns no cashback. |
| Tier 2 | 2% | BRL 500-5,000 monthly spend (about USD 100-1,000) |
| Tier 3 | 3% | BRL 5,000+ monthly spend (about USD 1,000); BRL 500/mo cashback cap |
On $500/mo spend, the estimated monthly cost breakdown for Binance Brazil Card is: gas $0.00, conversion spread $4.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0.9% of spend. After $10.00/mo cashback that nets a gain of about $5.50/mo ($66.00/yr). Binance Brazil Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in BRL. Spending in another currency adds a 2% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Brazil-only BRL-denominated Mastercard launched 2025-10-01 for KYC-verified Brazilian residents; identity documents must be Brazilian-issued (RG/RNE, CNH, passport or resident's permit). Issued by Pomelo Instituição de Pagamento Ltda., authorised by the Central Bank of Brazil, under a Mastercard licence. Cashback since 2026-06-01: 1.5% under BRL 500, 2% from BRL 500 to 5,000, 3% at BRL 5,000+ a month, capped at BRL 500 a month, paid in BRL by the 10th of the following month; the reached tier applies to the whole month. Before 2026-06-01 the ladder was 1% / 1.5% / 2% / 3% (thresholds BRL 500, 2,500, 5,000) capped at BRL 250; at launch (Oct 2025) Binance advertised up to 2% capped at BRL 120 a month. Spend paid from a BRL fiat balance carries no conversion fee but earns no cashback; ATM withdrawals are excluded from cashback and tiering. The card is denominated in BRL; non-BRL purchases are converted at the Mastercard rate, with a 1-2% FX fee plus IOF tax on international transactions. Spendable assets: USDT, USDC, FDUSD, BNB, BTC, ETH, SOL, ADA, LINK, XRP, plus BRL and U, from Spot, Funding and Simple Earn Flexible. Physical card is free but needs at least 10 USDT equivalent in the account to order; cancelling it within a year of issuance costs BRL 30. The U token pays with 0% FX and 0% conversion fee (the FX part is applied as an immediate USDC rebate to the Funding Account). Binance's USD-denominated Global Program card for Mexico, Colombia, Peru and other countries is a separate product, listed as Binance Card (Global Program).
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The Binance Brazil Card is a crypto debit card offered by Binance. It is available in Brazil and allows users to spend cryptocurrency at merchants worldwide.
The Binance Brazil Card offers 1.5-3% BRL cashback. There are 3 tiers: Tier 1 (1.5%), Tier 2 (2%), Tier 3 (3%).
The Binance Brazil Card has an annual fee of $0. Additional fees: Conversion fee: 0.9% crypto conversion fee; none when paying from a BRL balance (which also earns no cashback); 0% when paying with the U token; FX fee: 1-2% on non-BRL transactions (the page does not say what sets 1% vs 2%); IOF tax is levied separately on international transactions; ATM: 2 free/mo, then USD 1.50 each.
The Binance Brazil Card has the following limits: daily spending limit: BRL 25,000; monthly spending limit: BRL 50,000 (KYC levels 1-2), BRL 150,000 (KYC level 3); daily ATM withdrawal limit: BRL 3,000 / 5,000 / 7,000 by KYC level 1 / 2 / 3. Limits can vary by account tier and verification level.
Yes. The Binance Brazil Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Binance Brazil Card is available in Brazil.
The Binance Brazil Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Binance Brazil Card supports Apple Pay and Google Pay for contactless payments.
The Binance Brazil Card is issued by Pomelo Instituição de Pagamento Ltda..
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