The Agora Card is a debit card with a $0 ($90 virtual or $500 physical, one-time) fee, available in Global excluding sanctioned and high-risk jurisdictions. No identity verification required.
Agora Cards sells invite-only virtual and physical crypto cards funded with USDT and USDC, marketed on a privacy-first, no-KYC basis. The site names no legal entity beyond an 'Agora Cards' copyright line, publishes no terms of service, and describes funds only as held by unnamed 'licensed and regulated custodian partners'. The WHOIS record is hidden and the card network is never stated.
The Agora Card is a crypto debit card offered by Agora Cards, available in Global excluding sanctioned and high-risk jurisdictions. The annual fee starts at $0 ($90 virtual or $500 physical, one-time).
Best suited for users who prefer minimal identity verification. It runs on the Unknown network with no identity verification required.
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| Tier | Rate | Requirement |
|---|---|---|
| Base | 0% | No cashback or rewards programme is published |
On $500/mo spend, the estimated monthly cost breakdown for Agora Card is: gas $3.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 2.1% of spend. After $0.00/mo cashback that is still a net cost of about $10.50/mo ($126.00/yr). Because Agora Card is loaded on-chain, frequent small top-ups add gas cost: a daily-spender profile pays about $60.00/mo in gas versus $3.00/mo for a single monthly load, so total drag runs 13.5% with daily reloads versus 2.1% with a monthly reload. Figures are conservative estimates and vary with conditions.
Note: Marketed as no-KYC with sign-up on an email address only, and invite-only as of the provider's April 2026 announcement. Funded with USDT and USDC only. Entry is expensive and paid up front: $90 one-time for a virtual card (including $10 of credit) or $500 for the physical card. No refund or cancellation policy is published. Published running fees are 2% on top-ups, 1.5% FX, 1.5% plus $0.35 per virtual transaction (1.5% plus $0.10 physical) and 2% on ATM withdrawals, which are physical-card only. Advertised limits are extremely high for an unverified card and are stated as identical for both card types: $20,000 per transaction, $240,000/day and $900,000/month, with a $1M lifetime cap on virtual cards (unlimited on physical) and ATM caps of $1,500/day and $15,000/month on the physical card. Apple Pay and Google Pay are listed for the virtual card. Excluded countries are Somalia, Afghanistan, Iran, Myanmar, North Korea, Syria, Yemen, Belarus, Russia, Ukraine, Cuba, Venezuela, Central African Republic, DR Congo, Guinea-Bissau, Libya, Mali, South Sudan, Sudan, Zimbabwe, Iraq, Lebanon, Haiti and Nicaragua. VERIFICATION GAP: the card network (Visa or Mastercard) is not stated anywhere on the site, no issuing bank or custodian is named, and the fees published on the site contradict the provider's own April 2026 forum announcement, which quoted 5% on spending and 7% on cash withdrawals. The deposit gas estimate assumes an Ethereum-network top-up; per-network deposit pricing ($3 BEP20, $6 ERC20/TRC20) appears only in the April 2026 announcement, not on the site. See the risk warning.
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The Agora Card is a crypto debit card offered by Agora Cards. It is available in Global excluding sanctioned and high-risk jurisdictions and allows users to spend cryptocurrency at merchants worldwide.
The Agora Card has an annual fee of $0 ($90 virtual or $500 physical, one-time). Additional fees: Conversion fee: 1.5% + $0.35 per transaction (virtual); 1.5% + $0.10 (physical); FX fee: 1.5%; ATM: 2% (physical card only); Top-up: 2%.
The Agora Card has the following limits: daily spending limit: $240,000 (claimed), $20,000 per transaction; monthly spending limit: $900,000 (claimed); daily ATM withdrawal limit: $1,500 (physical card only). Limits can vary by account tier and verification level.
Supported assets include USDT, USDC; top-up methods include Stablecoin deposit; the provider's April 2026 announcement priced deposits per network ($3 BEP20, $6 ERC20/TRC20), figures not repeated on the site; crypto deposits are supported on Ethereum (ERC20), BSC (BEP20), Tron (TRC20).
No. The Agora Card does not require identity verification. Keep in mind that no-KYC cards typically come with lower spending limits.
The Agora Card is available in Global excluding sanctioned and high-risk jurisdictions.
The Agora Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Agora Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.