The Crydit Visa Card is a Visa debit card with a $0 ($199 issuance) fee, available in Global (excl. 50 countries/regions).
Crydit is a Hong Kong crypto card provider, CRYDIT CAPITAL LIMITED, selling a physical Visa debit card loaded only with stablecoins. It does not name the card's issuing bank.
The Crydit Visa Card is a crypto debit card offered by Crydit (CRYDIT CAPITAL LIMITED), available in Global (excl. 50 countries/regions). There is no annual fee to hold this card. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback programme; Crydit offers referral rewards only |
On $500/mo spend, the estimated monthly cost breakdown for Crydit Visa Card is: gas $0.50, conversion spread $12.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 2.6% of spend. After $0.00/mo cashback that is still a net cost of about $13.00/mo ($156.00/yr). Because Crydit Visa Card is loaded on-chain, frequent small top-ups add gas cost: a daily-spender profile pays about $10.00/mo in gas versus $0.50/mo for a single monthly load, so total drag runs 4.5% with daily reloads versus 2.6% with a monthly reload. Figures are conservative estimates and vary with conditions.
Note: Physical Visa debit card loaded with USDT, USDC or DAI on Ethereum, Tron, Solana or TON; fiat deposits are not accepted. FEES (crydit.com fee table, read 2026-10-08): issuance $199 (refunded if KYC fails), top-up 1%, spending 0.8 USDT + 1.5% per transaction, no annual or management fee, ATM withdrawal 2.5%, reissue $35; Crydit says it adds no exchange-rate conversion fee. One FAQ says Crydit charges no transaction fees itself, contradicting the fee table. Spending limit stated as unlimited. Apple Pay is not supported. KYC: full, reviewed in 5 to 7 business days. The Android app is off Google Play ("undergoing a version update") and the web app is offered instead. A Mastercard restricted-country list is still posted, suggesting an earlier Mastercard version. The 2.5% conversion estimate is the 1% top-up plus the 1.5% spending fee, excluding the flat 0.8 USDT. VERIFICATION GAPS: the issuing bank is not named (the FAQ "Where is the Crydit card issued?" gives no issuer); the restricted list is only published as an image.
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The Crydit Visa Card is a crypto debit card offered by Crydit (CRYDIT CAPITAL LIMITED). It is available in Global (excl. 50 countries/regions) and allows users to spend cryptocurrency at merchants worldwide.
The Crydit Visa Card has an annual fee of $0 ($199 issuance). Additional fees: Conversion fee: 0.8 USDT + 1.5% per transaction; FX fee: No Crydit exchange-rate fee; ATM: 2.5%; Top-up: 1%.
Supported assets include USDT, USDC, DAI; top-up methods include Stablecoin deposit; crypto deposits are supported on Ethereum, Tron, Solana, TON.
Yes. The Crydit Visa Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Crydit Visa Card is available in Global (excl. 50 countries/regions).
The Crydit Visa Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Visit Crydit (CRYDIT CAPITAL LIMITED)
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