The Decaf Card is a Visa debit card with a $0 ($5 virtual issuance) fee, available in Global (excl. 19 countries).
Decaf is a Solana-based stablecoin payments app from Decaf, Inc., a Delaware company, offering personal accounts with a prepaid Visa card alongside business payment tools. It states that the card is provided with a licensed card issuer and that Decaf is not the issuing bank.
The Decaf Card is a crypto debit card offered by Decaf, Inc., available in Global (excl. 19 countries). There is no annual fee to hold this card. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback programme is published on any Decaf page |
On $500/mo spend, the estimated monthly cost breakdown for Decaf Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Decaf Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Prepaid Visa loaded with USDC from the Decaf app. FEES (intercom.help/decaf card FAQ, dated 2026-02-06, read 2026-10-08): virtual card $5 worldwide, physical card $10 in the US or $90 elsewhere, no annual or monthly fee, no Decaf FX fee (Visa's rate applies) and no Decaf ATM fee. ATM limit $250 per withdrawal, up to 3 a day. Apple Pay and Google Pay supported. decaf.so now leads with business payments, but the personal page still offers the virtual Visa card. KYC: identity verification required per the terms; the level is not stated, recorded as full. VERIFICATION GAPS: the card issuer is not named; no cashback programme is published (recorded as 0%).
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The Decaf Card is a crypto debit card offered by Decaf, Inc.. It is available in Global (excl. 19 countries) and allows users to spend cryptocurrency at merchants worldwide.
The Decaf Card has an annual fee of $0 ($5 virtual issuance). Additional fees: FX fee: No Decaf fee (Visa rate); ATM: No Decaf fee (operator fees may apply).
The Decaf Card has the following limits: daily ATM withdrawal limit: $750. Limits can vary by account tier and verification level.
Supported assets include USDC; top-up methods include USDC balance in the Decaf app.
Yes. The Decaf Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Decaf Card is available in Global (excl. 19 countries).
The Decaf Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Decaf Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.