by Gemini ยท Updated 2026-03-16
The Gemini Credit Card is a crypto credit card offered by Gemini, available in US Only. It offers 1-4% cashback rewards on purchases. The card features 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. As a true credit card, you can spend on credit without pre-funding with crypto. It runs on the Mastercard network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| All Other | 1% | All other purchases |
| Groceries | 2% | All grocery purchases |
| Dining | 3% | All dining purchases |
| Transit/Gas/EV | 4% | First $300/mo in category |
Note: Category-based: 4% transit/gas (first $300/mo), 3% dining, 2% groceries, 1% everything else. Welcome bonus removed Jan 31, 2026.
The Gemini Credit Card is a crypto credit card offered by Gemini. It is available in US Only and allows users to spend cryptocurrency at merchants worldwide.
The Gemini Credit Card offers 1-4% cashback. There are 4 tiers: All Other (1%), Groceries (2%), Dining (3%), Transit/Gas/EV (4%).
The Gemini Credit Card has an annual fee of $0. Additional fees: FX fee: 0%.
The Gemini Credit Card is available in US Only. Its availability status is "US".
The Gemini Credit Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the Gemini Credit Card supports Apple Pay and Google Pay and Samsung Pay for contactless payments.