Bing Card Review (2026)

Name: Bing Card
Brand: BingCard
Availability: InStock

The Bing Card is a Visa/Mastercard debit card with no annual fee, available in Global (NOT US).

Reviewed by Card Pilled Editorial · Last verified 2026-06-02

Elevated risk: KYCnot.me gives BingCard an overall 4/10 (Bad) score, reports its user reviews are 1/5 stars citing frozen funds, missing deposits, and unresponsive support, and now classifies the card Level 4 (mandatory KYC), contradicting the no-ID marketing. Scamadviser flags the domain as potentially high-risk. A real, operating product, but with elevated counterparty and shutdown risk. Sources: [1] [2]

Key Facts

Cashback: 0%
Annual Fee: $0
Region: Global (NOT US)
Type: Debit
Network: Visa/Mastercard
KYC: standard

Overview

BingCard is a prepaid crypto card service (Hong Kong) offering virtual and physical Visa/Mastercard tiers funded with BTC, ETH, USDT, or USDC, with a no-ID virtual tier for users outside the US.

The Bing Card is a crypto debit card offered by BingCard, available in Global (NOT US). There is no annual fee to hold this card. It runs on the Visa/Mastercard network and requires standard identity verification.

Fees & Costs

Conversion Fee: ~1-2% top-up
FX Fee: ~1-1.5%
ATM Withdrawal: ~2-2.5%
Top-Up Fee: ~1-2%

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Bing Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Bing Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Cashback Tiers

Bing Card cashback tiers and requirements
Tier	Rate	Requirement
Standard	0%	No cashback

Pros

No annual fee
Wide availability across Global (NOT US)

Cons

No cashback rewards on purchases
Not available in the United States

Note: Prepaid. Marketed a no-ID virtual tier (Exclusive, Star, email only), but KYCnot.me now classifies BingCard Level 4 (mandatory KYC for key features, and KYC can be demanded at any time), so the no-KYC claim is unreliable; physical Platinum tier requires full KYC. Virtual tiers support Visa/Mastercard; physical Platinum is Visa. Tiered issuance fees (approx $25 / $40 / $168). FX approx 1-1.5%, ATM approx 2-2.5%, top-up approx 1-2%. Blocks all US persons. Confirm exact fees and current KYC requirements before relying on them.

Similar Cards

Other crypto cards in the same region or category that may suit your spending profile:

xKard by Xhype - 0% cashback, $0 (subscription $9-$49/mo) fee, Global (excl. US + sanctioned)
CoinW Card by CoinW - 0% cashback, Variable fee, Global
Payy Card by Polybase Labs - 0% cashback, $0 fee, Global
RedotPay by RedotPay - 0% cashback, $10 virtual / $100 physical fee, 150+ countries
Solayer Emerald Card by Solayer - 1% + Points cashback, $10-$75 one-time fee, Global (US restricted)
OffGrid Cash by OffGrid - 0% cashback, TBD fee, Global
SafePal Card by SafePal - 0% (2-3% travel promos only) cashback, TBD fee, Global (NOT US)
Cryptomus Card by Cryptomus - 0% cashback, $4 issuance + 3.2% top-up fee, Global

FAQ

What is the Bing Card?

The Bing Card is a crypto debit card offered by BingCard. It is available in Global (NOT US) and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Bing Card?

The Bing Card has an annual fee of $0. Additional fees: Conversion fee: ~1-2% top-up; FX fee: ~1-1.5%; ATM: ~2-2.5%; Top-up: ~1-2%.

Where is the Bing Card available?

The Bing Card is available in Global (NOT US). Its availability status is "Global excl. US". It is NOT available in the United States.

Is the Bing Card a credit or debit card?

The Bing Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Visit BingCard

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