Bing Card Review (2026)

The Bing Card is a Visa/Mastercard debit card with no annual fee, available in Global (NOT US).

Reviewed by Card Pilled Editorial ยท Last verified 2026-07-17

Elevated risk: KYCnot.me gives BingCard an overall 4/10 (Bad) score, reports consistently low Trustpilot ratings citing frozen funds, missing deposits, and unresponsive support, and now classifies the card Level 4 (mandatory KYC), contradicting the no-ID marketing. Scamadviser flags the domain as potentially high-risk. A real, operating product, but with elevated counterparty and shutdown risk. Sources: [1] [2]

Key Facts

Cashback
0%
Annual Fee
$0
Region
Global (NOT US)
Type
Debit
Network
Visa/Mastercard
KYC
standard

Overview

BingCard is a prepaid crypto card service (Hong Kong) offering virtual and physical Visa/Mastercard tiers funded with BTC, ETH, USDT, or USDC, with a no-ID virtual tier for users outside the US.

The Bing Card is a crypto debit card offered by BingCard, available in Global (NOT US). There is no annual fee to hold this card. It runs on the Visa/Mastercard network and requires standard identity verification.

New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides.

Fees & Costs

Conversion Fee
~1-2% top-up
FX Fee
~1-1.5%
ATM Withdrawal
~2-2.5%
Top-Up Fee
~1-2%

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Bing Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Bing Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Cashback Tiers

Bing Card cashback tiers and requirements
TierRateRequirement
Standard0%No cashback

Pros

Cons

Note: Prepaid. Marketed a no-ID virtual tier (Exclusive, Star, email only), but KYCnot.me now classifies BingCard Level 4 (mandatory KYC for key features, and KYC can be demanded at any time), so the no-KYC claim is unreliable; physical Platinum tier requires full KYC. Virtual tiers support Visa/Mastercard; physical Platinum is Visa. Tiered issuance fees (approx $25 / $40 / $168). FX approx 1-1.5%, ATM approx 2-2.5%, top-up approx 1-2%. Blocks all US persons. Confirm exact fees and current KYC requirements before relying on them.

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FAQ

What is the Bing Card?

The Bing Card is a crypto debit card offered by BingCard. It is available in Global (NOT US) and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Bing Card?

The Bing Card has an annual fee of $0. Additional fees: Conversion fee: ~1-2% top-up; FX fee: ~1-1.5%; ATM: ~2-2.5%; Top-up: ~1-2%.

Does the Bing Card require KYC?

Yes. BingCard requires standard identity verification (KYC), typically a government-issued ID, during signup.

Which countries is the Bing Card available in?

The Bing Card is available in Global (NOT US). It is NOT available in the United States.

Is the Bing Card a credit or debit card?

The Bing Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Visit BingCard

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.