The Pinto Pay is a Visa/Mastercard debit card with no annual fee, available in Global (NOT US). KYC is optional.
PintoPay issues prepaid cards through a Telegram bot with no verification at signup. The site footer names Pintopay Inc. but publishes no jurisdiction, registration number or licence. The Bank of Russia lists the pintopay.me domain on its warning list with signs of a financial pyramid.
The Pinto Pay is a crypto debit card offered by PintoPay, available in Global (NOT US). There is no annual fee to hold this card.
Best suited for users who prefer minimal identity verification. Note that the card is virtual only. It runs on the Visa/Mastercard network with optional identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Base | 0% | No cashback on spend; a referral programme pays for friend activations and top-ups |
On $500/mo spend, the estimated monthly cost breakdown for Pinto Pay is: gas $0.00, conversion spread $12.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 2.5% of spend. After $0.00/mo cashback that is still a net cost of about $12.50/mo ($150.00/yr). Pinto Pay tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: HIGH RISK, see the warning below before using. Prepaid card issued through a Telegram bot with no verification at signup, but PintoPay's terms and privacy policy reserve broad rights to collect identity data and run checks triggered by suspicious activity, high-value transactions or AML review, so we classify it low-KYC rather than no-KYC. Issuance fee of $35 per pintopay.me (read 2026-10-01), with $10 cashback on the first purchase; top-up 2.5% (with a reported $2 minimum on top-ups under $100), $0.25 per authorisation, and $0.25 plus operator fee at ATMs. Top-up is USDT only, confirmed on TRC-20, despite marketing that mentions BTC and ETH. No cashback on spend. Not usable in the US, where it is reported to fail at merchants requiring a domestic billing address. The issuer is claimed by third parties to be Sunrate Solutions Limited, a genuinely licensed Hong Kong money service operator, but that link is sourced only to aggregators and a single reviewer, and PintoPay publishes no licence of its own. Only pintopay.me is corroborated as official; several lookalike domains exist. FEES CONFIRMED AT SOURCE (2026-09-18): a direct read of pintopay.me states the card costs $35 and top-ups are 2.5%, settling the earlier conflict in favour of the paid figure and against the 2026 claim that issuance had become free. The same page advertises $10 cashback on a first purchase, which is a one-off signup bonus and not an earning rate, alongside the referral programme. RE-READ 2026-10-24: pintopay.me still states $35 with $10 cashback and 2.5% top-ups; its footer now reads © 2026 Pintopay Inc. with no jurisdiction or registration number, and the site advertises Secured with AML/KYC and physical cards usable at ATMs. VERIFICATION GAP: the card network and the issuer still could not be confirmed against PintoPay's own pages, and the per-authorisation and ATM fees recorded here remain third-party figures.
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The Pinto Pay is a crypto debit card offered by PintoPay. It is available in Global (NOT US) and allows users to spend cryptocurrency at merchants worldwide.
The Pinto Pay has an annual fee of $0. Additional fees: Conversion fee: $0.25 per authorisation; ATM: $0.25 + operator fee; Top-up: 2.5% (reported $2 minimum under $100).
Supported assets include USDT; top-up methods include USDT top-up through the Telegram bot, credited in 5 to 10 minutes; crypto deposits are supported on Tron (TRC20).
KYC is optional for the Pinto Pay. Basic features work without identity verification, but verifying usually unlocks higher spending limits.
The Pinto Pay is available in Global (NOT US). It is NOT available in the United States.
The Pinto Pay is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Pinto Pay supports Apple Pay for contactless payments.
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