The Bitbank EPOS CRYPTO Card earns 0.5% BTC/ETH/ASTR cashback on a Visa credit card with no annual fee, available in Japan.
Bitbank, Inc. is a Tokyo-based crypto exchange founded in 2014 by Noriyuki Hirosue, registered with Japan's Financial Services Agency. In April 2026, Bitbank and Epos Card (the credit-card subsidiary of Marui Group) launched the EPOS CRYPTO Card for Bitbank, a Visa credit card that lets cardholders settle monthly bills directly from Bitbank account balances and earn 0.5% rewards in BTC, ETH, or ASTR.
The Bitbank EPOS CRYPTO Card is a crypto credit card offered by Bitbank × Epos Card, available in Japan. It offers 0.5% BTC/ETH/ASTR cashback rewards on purchases. The annual fee starts at ¥0.
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Japan guide. See where it ranks among the best crypto credit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0.5% | 1 EPOS point per ¥200 on each purchase of ¥200 or more, auto-converted at 1 point = ¥1 into BTC, ETH or ASTR (asset changeable monthly via EPOS Net by the 5th) |
On $500/mo spend, the estimated monthly cost breakdown for Bitbank EPOS CRYPTO Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $3.00/mo cashback that nets a gain of about $3.00/mo ($36.00/yr). Bitbank EPOS CRYPTO Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in JPY. Spending in another currency adds a 3.85% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Japan's first crypto-settled credit card, launched April 27, 2026 by bitbank and Epos Card (Marui Group) as a Visa credit card. Earns EPOS points (1 point per ¥200 on each purchase of ¥200 or more) converted monthly at 1 point = ¥1 into the cardholder's choice of Bitcoin (BTC), Ethereum (ETH) or Astar (ASTR), an effective 0.5% crypto reward; the asset can be changed each month via EPOS Net, and XRP is not a reward asset. The crypto is credited to the bitbank account in the second half of the month after the card is used. Card bills can be debited from a bank account or from the bitbank account; when bitbank is chosen, only BTC can be used to pay the bill, sold at bitbank's sales-desk rate, and the debit happens on the 27th of each month. The annual fee is permanently free (年会費 永年無料), and new cardholders get 2,000 EPOS points converted into their chosen crypto. Applicants need a bitbank account with identity verification completed. 18+. The reward assets were recorded as BTC, ETH and XRP from 2026-09-13 to 2026-09-27 in error: bitbank's pages carry a site-wide XRP price link in the footer, which automated reads picked up. Four official pages (bitbank's support article and product page, the Epos card page and bitbank's 27 April 2026 launch release) list BTC, ETH and ASTR. VERIFICATION GAP (2026-10-17): The card's current status is not stated on the official pages read; the only page about this card that could be read is bitbank's 27 April 2026 launch release, which announced issuance from that date. The points rule of 1 point per ¥200 and the monthly deadline for changing the reward asset are not stated on the official pages read. The foreign-currency fee is stated only on general EPOS pages, which say it rose from 2.20% to 3.85% for purchases from 1 July 2025, not on a page for this card. The annual fee is stated as free for life (年会費：永年無料) only in the 27 April 2026 launch release, not on a current card page.
Other crypto cards in the same region or category that may suit your spending profile:
The Bitbank EPOS CRYPTO Card is a crypto credit card offered by Bitbank × Epos Card. It is available in Japan and allows users to spend cryptocurrency at merchants worldwide.
The Bitbank EPOS CRYPTO Card offers 0.5% BTC/ETH/ASTR cashback.
The Bitbank EPOS CRYPTO Card has an annual fee of ¥0. Additional fees: FX fee: 3.85% on foreign-currency purchases (EPOS rate since 1 July 2025, previously 2.20%).
Yes. The Bitbank EPOS CRYPTO Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Bitbank EPOS CRYPTO Card is available in Japan.
The Bitbank EPOS CRYPTO Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.