The Bitbank EPOS CRYPTO Card earns 0.5% BTC/ETH/XRP cashback on a Visa credit card with no annual fee, available in Japan.
Bitbank, Inc. is a Tokyo-based crypto exchange founded in 2014 by Noriyuki Hirosue, registered with Japan's Financial Services Agency. In April 2026, Bitbank and Epos Card (the credit-card subsidiary of Marui Group) launched the EPOS CRYPTO Card for Bitbank, a Visa credit card that lets cardholders settle monthly bills directly from Bitbank account balances and earn 0.5% rewards in BTC, ETH, or ASTR.
The Bitbank EPOS CRYPTO Card is a crypto credit card offered by Bitbank × Epos Card, available in Japan. It offers 0.5% BTC/ETH/XRP cashback rewards on purchases. The annual fee starts at ¥0.
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0.5% | All purchases; choose reward in BTC, ETH, or XRP |
On $500/mo spend, the estimated monthly cost breakdown for Bitbank EPOS CRYPTO Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $3.00/mo cashback that is still a net cost of about $4.50/mo ($54.00/yr). Bitbank EPOS CRYPTO Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Japan's first crypto-settled credit card, launched April 27, 2026. Partnership between Bitbank (exchange) and Epos Card Co., Ltd. (Marui Group fintech arm). Earns Epos points (1 pt per ¥200) converted monthly to user-selected crypto (BTC, ETH, or XRP) at 1 pt = ¥1 — effective 0.5% crypto cashback. Card asset selection can change monthly via EPOS Net portal. Card bill settlement available directly from Bitbank exchange BTC balance. No annual fee for life. Bitbank verified account required. 18+. Welcome bonus ~¥2,000 in crypto. VERIFICATION FLAG (2026-09-06): two fetches of the Epos card page this run both listed Ripple (XRP) among the selectable reward assets and neither listed ASTR, and the two disagreed with each other on the annual fee (one returned a ¥2,000 figure, one ¥10,000, against the ¥0 recorded here). The page renders poorly to automated extraction, so nothing above was changed on that basis. A third attempt on 2026-09-11 disagreed with both earlier ones: it named four assets (Bitcoin, Ethereum, Ripple and Astar) against the page's own "three selectable assets" heading, and gave the annual fee as 2,000 yen while quoting "2,000 Epos points" in the same breath, which is the welcome bonus rather than a fee. The scraped copy of the same page in that run read three assets (Bitcoin, Ethereum, Astar) and an annual fee of permanently free, matching what is recorded here. A fifth read on 2026-09-13 returned three assets (Bitcoin, Ethereum, Ripple), no ASTR, an annual fee of zero and applications open. RESOLVED 2026-09-13, reward asset changed from ASTR to XRP. Across the five reads XRP is present in four (2026-09-06 twice, 2026-09-11 fetch, 2026-09-13) and ASTR in two (2026-09-11 fetch and scrape), and three of those reads independently returned exactly Bitcoin, Ethereum and Ripple, which is also the only list matching the page's own three-selectable-assets heading. The 2026-09-06 flag recorded the disagreement as unresolvable, but on the accumulated evidence the list is consistent and ASTR is the outlier, most likely the launch-era lineup that Epos has since changed. The annual fee stays at the recorded ¥0, corroborated by the 2026-09-11 scrape and the 2026-09-13 read; the ¥2,000 and ¥10,000 figures from the 2026-09-06 pair were the welcome bonus and an unrelated figure picked up by a bad extraction. A human read of eposcard.co.jp/collabo/crypto at the next deep review would still be worth having, since every read of this page has been automated.
Other crypto cards in the same region or category that may suit your spending profile:
The Bitbank EPOS CRYPTO Card is a crypto credit card offered by Bitbank × Epos Card. It is available in Japan and allows users to spend cryptocurrency at merchants worldwide.
The Bitbank EPOS CRYPTO Card offers 0.5% BTC/ETH/XRP cashback.
The Bitbank EPOS CRYPTO Card has an annual fee of ¥0.
Yes. The Bitbank EPOS CRYPTO Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Bitbank EPOS CRYPTO Card is available in Japan.
The Bitbank EPOS CRYPTO Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.