The Avalanche Card is a Visa credit card with no annual fee, available in US (select states)/LATAM/Caribbean.
The Avalanche Card is a Visa-branded crypto card issued through a partnership between the Avalanche Foundation and Rain, a US-based crypto card issuer that raised $24.5 million in a 2025 round led by Norwest Venture Partners. Announced in February 2025, the card lets users spend Avalanche-native USDC, USDT, AVAX, and wAVAX anywhere Visa is accepted.
The Avalanche Card is a crypto credit card offered by Rain (via Avalanche), available in US (select states)/LATAM/Caribbean. There is no annual fee to hold this card.
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides. See where it ranks among the best crypto credit cards.
On $500/mo spend, the estimated monthly cost breakdown for Avalanche Card is: gas $0.00, conversion spread $0.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $0.00/mo cashback that nets a gain of about $0.00/mo ($0.00/yr). Avalanche Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
The Avalanche Card is a live, non-custodial spending card launched in February 2025 by the Avalanche Foundation with issuer Rain, activated for early adopters at ETHDenver. It runs on the Visa network and its defining feature is that your crypto collateral stays in a self-custody wallet built on Portal's MPC technology (no seed phrases), with spending power set dynamically by the value of that collateral. There are no rewards of any kind, which the official site confirms by omission: no cashback program is mentioned anywhere.
Officially it is a crypto-powered debit card backed by collateral you keep in your own wallet, not a credit line. Issuance is genuinely free: no monthly, virtual, physical, or shipping fees, though a 1% FX fee applies. The issuer behind it is well capitalized: Rain raised a $250M Series C in January 2026 at a roughly $1.95B valuation and now works with both Visa and Mastercard.
This suits AVAX and stablecoin holders in eligible US states, LATAM, and the Caribbean who want to spend without handing custody to a centralized exchange and do not need rewards. Watch out for: full identity verification (SSN or national ID, government ID, and a selfie); no cashback at all; network gas on on-chain top-ups even though the card itself charges no conversion fee; slow physical delivery (14 to 30+ business days); and a thin, mixed user-review base flagging withdrawal friction.
Real user chatter is thin and concentrated on the iOS App Store, where "Avalanche Card - Pay Anywhere" by Rain Liquidity LLC sits at 3.1 stars across just 26 ratings, so treat this as limited-sample evidence rather than robust sentiment [1]. The standout negative theme is withdrawal friction: one reviewer reported depositing 36 AVAX and being unable to withdraw any funds days later, with support giving no resolution timeline [1]. App stability is also a theme: reviewers cite a card-details page stuck loading after locking the virtual card and frequent forced re-logins, and one reviewer disputed the claimed 24/7 support [1]. No legitimate Trustpilot page exists for this card and no verifiable Reddit threads surfaced, so third-party blog claims of positive community reception remain unverified.
Sources: [1]
Updated 2026-07-06
Note: Fully launched and accepting applicants. Collateral-backed Visa credit card (0% APR revolving line, statement billing, no credit check) built on Rain infrastructure with non-custodial smart-contract collateral on Avalanche C-Chain. USDC/USDT count 100% toward the credit limit; AVAX/wAVAX count 50%. An AVAX rewards program on qualifying purchases exists, but rates are not publicly disclosed (cashback shown as 0%). Ava Labs joined the Mastercard Crypto Partner Program for future products (not this card). Sign-ups open in US (34 eligible states; excludes 16: AZ, DE, GA, ID, LA, MD, NV, NM, ND, OH, OR, RI, SD, VT, WA, WI), LATAM, and Caribbean. Country-level exclusions include Nigeria, India, China, Russia, Turkey, Israel, Ukraine, Iran, Iraq, Nepal, Nicaragua, Sri Lanka, North Korea, Cuba, Venezuela, Syria, Vietnam, Belarus. Self-custody via Avalanche wallet. Supports USDC, USDT, AVAX, wAVAX as collateral.
Other crypto cards in the same region or category that may suit your spending profile:
The Avalanche Card is a crypto credit card offered by Rain (via Avalanche). It is available in US (select states)/LATAM/Caribbean and allows users to spend cryptocurrency at merchants worldwide.
The Avalanche Card has an annual fee of $0. Additional fees: Conversion fee: 0%; FX fee: 1%; ATM: Not supported.
Supported assets include USDC, USDT, AVAX, wAVAX; top-up methods include Crypto deposit to a per-asset self-custody wallet address; crypto deposits are supported on Avalanche.
Yes. The Avalanche Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Avalanche Card is available in US (select states)/LATAM/Caribbean.
The Avalanche Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the Avalanche Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.