The E Money Card earns 2% crypto cashback on a Mastercard credit card with a $99 one-time fee, available in 150+ countries.
E Money Network is a MiCA-oriented modular Layer 1 blockchain with built-in compliance modules (KYC, KYB, KYT), focused on real-world-asset tokenization. Consumer products include a multichain wallet and the E Money Card, a Mastercard-network crypto card; the project rebranded from Scallop in early 2024 and announced a $5 million Series A in January 2025 co-led by Animoca Brands.
The E Money Card is a crypto credit card offered by E Money Network, available in 150+ countries. It offers 2% crypto cashback rewards on purchases. The annual fee starts at $99 one-time.
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides.
On $500/mo spend, the estimated monthly cost breakdown for E Money Card is: gas $0.00, conversion spread $2.50, flat/FX fees $0.00, and amortised card/tier fee $16.50, for a total drag of 3.8% of spend. After $10.00/mo cashback that is still a net cost of about $9.00/mo ($108.00/yr). E Money Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Flat Rate | 2% | $99 one-time card fee (USDT/USDC) |
Note: Rebranded from Scallop (July 2025). Non-custodial Mastercard credit card. 2% crypto rewards on all purchases. $99 one-time fee (USDT/USDC). No FX fees. Supports ETH/BNB/Solana chains. MiCA-compliant. Card listed as live in E Money Network FAQ (Mastercard accepted worldwide). Limited independent third-party verification of cardholder volume.
Other crypto cards in the same region or category that may suit your spending profile:
The E Money Card is a crypto credit card offered by E Money Network. It is available in 150+ countries and allows users to spend cryptocurrency at merchants worldwide.
The E Money Card offers 2% crypto cashback.
The E Money Card has an annual fee of $99 one-time. Additional fees: FX fee: 0%.
The E Money Card is available in 150+ countries. Its availability status is "Global".
The E Money Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the E Money Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the E Money Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.