Wirex Card Review (2026)

by Wirex ยท Updated 2026-03-16

Key Facts

Cashback
0.5-8% WXT
Annual Fee
$0-$29.99/mo
Region
150+ countries
Type
Debit
Network
Visa/Mastercard
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

The Wirex Card is a crypto debit card offered by Wirex, available in 150+ countries. It offers 0.5-8% WXT cashback rewards on purchases. The card features 6 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0-$29.99/mo. It runs on the Visa/Mastercard network and requires full identity verification.

Fees & Costs

Conversion Fee
~1%
FX Fee
0%
ATM Withdrawal
Free up to $400/mo, then 2%
Inactivity Fee
$5/mo after 90 days inactive

Cashback Tiers

Wirex Card cashback tiers and requirements
TierRateRequirement
Standard0.5%Free plan, no WXT lock
Standard Enhanced1%Free + 150K WXT locked
Premium Entry1%$9.99/mo
Premium Ultimate3%$9.99/mo + 750K WXT locked
Elite Entry4%$29.99/mo
Elite Ultimate8%$29.99/mo + 7.5M WXT locked

Pros

Cons

Note: 8% requires Elite plan + 7.5M WXT locked (~$55K). Monthly caps vary by tier.

FAQ

What is the Wirex Card?

The Wirex Card is a crypto debit card offered by Wirex. It is available in 150+ countries and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Wirex Card offer?

The Wirex Card offers 0.5-8% WXT cashback. There are 6 tiers: Standard (0.5%), Standard Enhanced (1%), Premium Entry (1%), Premium Ultimate (3%), Elite Entry (4%), Elite Ultimate (8%).

What are the fees for the Wirex Card?

The Wirex Card has an annual fee of $0-$29.99/mo. Additional fees: Conversion fee: ~1%; FX fee: 0%; ATM: Free up to $400/mo, then 2%; Inactivity: $5/mo after 90 days inactive.

Where is the Wirex Card available?

The Wirex Card is available in 150+ countries. Its availability status is "Global".

Is the Wirex Card a credit or debit card?

The Wirex Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Wirex Card support Apple Pay or Google Pay?

Yes, the Wirex Card supports Apple Pay and Google Pay for contactless payments.

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