The Tria Card earns 1.5-6% USD cashback on a Visa debit card with a $0 (one-time fee) fee, available in 150+ countries.
Tria is a self-custodial neobank and chain-abstraction platform operated by Threely Dimensions Inc., headquartered in New York City and co-founded by Vijit Katta (CEO) and Parth Bhalla (CTO). The company has raised approximately $12 million in pre-seed and strategic funding to build a self-custodial wallet, payments rails, and a card product for both human users and AI agents.
The Tria Card is a crypto debit card offered by Tria, available in 150+ countries. It offers 1.5-6% USD cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0 (one-time fee).
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Visa network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides.
On $500/mo spend, the estimated monthly cost breakdown for Tria Card is: gas $0.00, conversion spread $0.00, flat/FX fees $0.00, and amortised card/tier fee $20.83, for a total drag of 4.2% of spend. After $30.00/mo cashback that nets a gain of about $9.17/mo ($110.04/yr). Tria Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Virtual | 1.5% | $25 one-time issuance, 1.5% up to $100/mo then 0.5% |
| Signature | 4.5% | $109 one-time issuance (PVC), 4.5% up to $1,000/mo then 1% |
| Premium | 6% | $250 one-time issuance (Metal), 6% up to $2,000/mo then 1% |
Note: Self-custody neobank with TSS (Threshold Signature Scheme) wallet. $12M raised (P2 Ventures, Aptos, Polygon execs, Ethereum Foundation execs, Wintermute). Season 3 introduced monthly spend caps: Virtual 1.5% on first $100/mo (0.5% above), Signature 4.5% on first $1K/mo (1% above), Premium 6% on first $2K/mo (1% above). Cashback paid in TRIA tokens with vesting (20% immediate, 3-month cliff, 80% vests over 6 months). TRIA token launched Feb 3, 2026 at $0.0158. Issuance fees updated: $25/$109/$250. Zero Tria conversion/top-up fees (standard 1% Visa network + FX may apply). $1M daily spend limit. Apple/Google Pay. 500K+ users, $100M+ volume by April 2026. Excludes Russia, China, India, US-sanctioned regions. Government pilots with UN and UAE.
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The Tria Card is a crypto debit card offered by Tria. It is available in 150+ countries and allows users to spend cryptocurrency at merchants worldwide.
The Tria Card offers 1.5-6% USD cashback. There are 3 tiers: Virtual (1.5%), Signature (4.5%), Premium (6%).
The Tria Card has an annual fee of $0 (one-time fee). Additional fees: Conversion fee: 0%; Top-up: 0%.
The Tria Card is available in 150+ countries. Its availability status is "Global".
The Tria Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Tria Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Tria Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.