KAST Card Review (2026)

The KAST Card earns 1.5-3% USD (+ KAST Points) cashback on a Visa debit card with a $0-$10,000/yr fee, available in 170+ countries.

Reviewed by Card Pilled Editorial · Last verified 2026-06-19

Elevated risk: Independent reviewers rate KAST elevated-risk: a pending token (TGE) with repeatedly cut reward rates, an annual-fee tier model, and grandfathered founder terms in flux. Real and well-funded, but treat reward projections with caution. Sources: [1]

Key Facts

Cashback
1.5-3% USD (+ KAST Points)
Annual Fee
$0-$10,000/yr
Region
170+ countries
Type
Debit
Network
Visa
KYC
standard
Mobile Pay
Apple Pay, Google Pay

Overview

KAST is a stablecoin payments platform founded in 2023 by Raagulan Pathy (a former Circle executive) and Daniel Bertoli, headquartered in Singapore. The company offers stablecoin accounts and a Visa-network spending card, and in March 2026 it raised an $80 million Series A co-led by QED Investors and Left Lane Capital, with participation from Peak XV, HSG, and DST Global Partners.

The KAST Card is a crypto debit card offered by KAST, available in 170+ countries. It offers 1.5-3% USD (+ KAST Points) cashback across 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0-$10,000/yr. It runs on the Visa network and requires standard identity verification.

Fees & Costs

Conversion Fee
~1-2%
FX Fee
0% (Jun 1-Aug 31 promo; standard 0.5-1.75%)
ATM Withdrawal
$3 + 2%
Inactivity Fee
$1/mo after 12 months

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for KAST Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $8.00/mo cashback that nets a gain of about $0.50/mo ($6.00/yr). KAST Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Cashback Tiers

KAST Card cashback tiers and requirements
TierRateRequirement
Standard1.5%Free, 1.5% USD cashback on first $2K/mo
Premium2%$1,000/yr, 2% USD on first $10K/mo + 1% KAST Points uncapped
Private3%$10,000/yr, 3% USD on first $50K/mo + 2% KAST Points uncapped
Solid Gold3%Invite only, limited to 100 cards globally, $30K/mo cap

Pros

Cons

Note: May 2026 restructure: replaced Season-based KAST Points + $MOVE token rewards with USD stablecoin cashback membership model. Standard 1.5% (free), Premium 2% ($1K/yr), Private 3% ($10K/yr). Premium/Private also earn uncapped KAST Points (1%/2%). $MOVE token layer discontinued for new transactions. Founders tier closed to new enrollments Apr 11, 2026. 0% FX promo Jun 1-Aug 31. $KAST TGE still pending (Q4 2026 target). $80M Series A at $600M valuation (Mar 2026, QED/Left Lane). 1M+ users, ~$5B annualized volume. Pengu Card line is separate product via Pudgy Penguins co-brand. USD cashback is timelocked 14 days and applies to next card purchase (not withdrawable as cash).

Similar Cards

Other crypto cards in the same region or category that may suit your spending profile:

FAQ

What is the KAST Card?

The KAST Card is a crypto debit card offered by KAST. It is available in 170+ countries and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the KAST Card offer?

The KAST Card offers 1.5-3% USD (+ KAST Points) cashback. There are 4 tiers: Standard (1.5%), Premium (2%), Private (3%), Solid Gold (3%).

What are the fees for the KAST Card?

The KAST Card has an annual fee of $0-$10,000/yr. Additional fees: Conversion fee: ~1-2%; FX fee: 0% (Jun 1-Aug 31 promo; standard 0.5-1.75%); ATM: $3 + 2%; Inactivity: $1/mo after 12 months.

Where is the KAST Card available?

The KAST Card is available in 170+ countries. Its availability status is "Global".

Is the KAST Card a credit or debit card?

The KAST Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the KAST Card support Apple Pay or Google Pay?

Yes, the KAST Card supports Apple Pay and Google Pay for contactless payments.

Visit KAST

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.