The KAST Card earns 1.5-3% USD (+ KAST Points) cashback on a Visa debit card with a $0-$10,000/yr fee, available in 170+ countries.
KAST is a stablecoin payments platform founded in 2023 by Raagulan Pathy (a former Circle executive) and Daniel Bertoli, headquartered in Singapore. The company offers stablecoin accounts and a Visa-network spending card, and in March 2026 it raised an $80 million Series A co-led by QED Investors and Left Lane Capital, with participation from Peak XV, HSG, and DST Global Partners.
The KAST Card is a crypto debit card offered by KAST, available in 170+ countries. It offers 1.5-3% USD (+ KAST Points) cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0-$10,000/yr. It runs on the Visa network and requires standard identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Standard | 1.5% | Free, 1.5% USD cashback on first $2K/mo |
| Premium | 2% | $1,000/yr, 2% USD on first $10K/mo + 1% KAST Points uncapped (points earning ends 30 November 2026) |
| Private | 3% | $10,000/yr, 3% USD cashback on the first $40,000/mo of card spend + 2% KAST Points uncapped (points earning ends 30 November 2026). Solid Gold is an invite-only 37g solid-gold card design within this tier, not a separate rate |
On $500/mo spend, the estimated monthly cost breakdown for KAST Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $8.00/mo cashback that nets a gain of about $8.00/mo ($96.00/yr). KAST Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD. Spending in another currency adds a 1.75% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: May 2026 restructure: replaced Season-based KAST Points + $MOVE token rewards with USD stablecoin cashback membership model. Standard 1.5% (free), Premium 2% ($1K/yr), Private 3% ($10K/yr). Premium/Private also earn uncapped KAST Points (1%/2%); kast.xyz says KAST Points earning will end on 30 November 2026. $MOVE token layer discontinued for new transactions. Founders tier closed to new enrollments Apr 11, 2026. The 0% FX promotion ran Jun 1 to Aug 31, 2026 and has now ended; FX reverts to the standard 0.5-1.75%. $KAST TGE still pending (Q4 2026 target). $80M Series A at $600M valuation (Mar 2026, QED/Left Lane). 1.4M users, ~$5B annualized volume. Pengu Card line is separate product via Pudgy Penguins co-brand. USD cashback is timelocked 14 days and applies to next card purchase (not withdrawable as cash). KAST's Membership Agreement gives Private 3% cashback on the first US$40,000, and its Rewards Program Terms say each tier's cashback has a monthly spend cap. Memberships moved from card-level subscriptions to account-level tiers, so cashback, card access, points, and billing now attach to one membership rather than to each card. USD Reserve launched Aug 20, 2026: a yield-bearing balance inside the spending account, separate from card cashback and not a change to the cashback tiers. Rates by membership tier, per kast.xyz/reserve as of 2026-10-01: Standard 8%, Premium 10% on the first $50,000 then 8%, Private 12% on the first $200,000 then 8%, credited daily with no lock-ups, no withdrawal fees and a $2 minimum (described as rewards, not interest). KAST states it funds these rewards from its own revenues and corporate balance sheet as a customer incentive, and the Reserve page says the product is not insured. The rates are an introductory offer ending 1 July 2027, after which they step down; at the August launch they were 6% / 9% / 12% with an end date of 31 December 2026 and a $100 million aggregate programme cap.
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The KAST Card is a crypto debit card offered by KAST. It is available in 170+ countries and allows users to spend cryptocurrency at merchants worldwide.
The KAST Card offers 1.5-3% USD (+ KAST Points) cashback. There are 3 tiers: Standard (1.5%), Premium (2%), Private (3%).
The KAST Card has an annual fee of $0-$10,000/yr. Additional fees: Conversion fee: ~1-2%; FX fee: 0.5-1.75% (varies by country of residence and country of transaction); ATM: $3 + 2%; Inactivity: $1/mo after 12 months.
Yes. KAST requires standard identity verification (KYC), typically a government-issued ID, during signup.
The KAST Card is available in 170+ countries.
The KAST Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the KAST Card supports Apple Pay and Google Pay for contactless payments.
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