The MaxSwap Virtual Card is a Mastercard debit card with no annual fee, available in Global (excl. sanctioned states; US unconfirmed). KYC is optional.
MaxSwap is a Telegram-based crypto swap service that issues prepaid virtual Mastercards funded from a Telegram wallet balance. Its site markets a UK connection, but no company name, Companies House number or FCA cryptoasset registration could be found.
The MaxSwap Virtual Card is a crypto debit card offered by MaxSwap, available in Global (excl. sanctioned states; US unconfirmed). There is no annual fee to hold this card.
Best suited for users who prefer minimal identity verification. Note that the card is virtual only. It runs on the Mastercard network with optional identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Base | 0% | No cashback or rewards programme exists |
On $500/mo spend, the estimated monthly cost breakdown for MaxSwap Virtual Card is: gas $0.00, conversion spread $15.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 3% of spend. After $0.00/mo cashback that is still a net cost of about $15.00/mo ($180.00/yr). MaxSwap Virtual Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Prepaid virtual Mastercard issued through a Telegram bot in under a minute. MaxSwap's own virtual card policy states there is no mandatory KYC and that email alone is sufficient, but the same policy commits to AML compliance and reserves the right to require verification where operations breach service rules, so we classify it low-KYC rather than no-KYC. Issuance is $25 (25 USDT) plus a required $25 minimum initial deposit: the $50 figure circulating on social media is those two added together, and half of it is your own spendable balance. Top-up is 3%, recently reduced from 5%, plus 0.4% per successful transaction and 0.6% extra when settlement is not in USD. Virtual only, so no ATM access, and cards cannot transfer or withdraw to another card. Payments are prohibited in the currencies of Afghanistan, Belarus, Cuba, Iran, North Korea, Syria, Venezuela, Russia, Myanmar, Somalia, Yemen and the occupied Ukrainian territories; US support is not affirmatively confirmed. MaxSwap advertises limits of $50,000 per transaction, $200,000/day and $2,000,000/month, which are implausible for email-only onboarding, so we record no limits rather than repeat them. VERIFICATION GAP: fees and policy detail come from search summaries of MaxSwap's own pages rather than a direct read, and need re-verification.
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The MaxSwap Virtual Card is a crypto debit card offered by MaxSwap. It is available in Global (excl. sanctioned states; US unconfirmed) and allows users to spend cryptocurrency at merchants worldwide.
The MaxSwap Virtual Card has an annual fee of $0. Additional fees: Conversion fee: 0.4% per successful transaction; FX fee: 0.6% when settlement is not in USD; Top-up: 3% (reduced from 5%).
Top-up methods include Fund the card from a MaxSwap Telegram wallet balance; $25 minimum initial deposit.
KYC is optional for the MaxSwap Virtual Card. Basic features work without identity verification, but verifying usually unlocks higher spending limits.
The MaxSwap Virtual Card is available in Global (excl. sanctioned states; US unconfirmed).
The MaxSwap Virtual Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the MaxSwap Virtual Card supports Apple Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.