The NBX Visa Flex Card earns 0.25-1.5% BTC cashback on a Visa debit card, available in Norway/Germany/Sweden/Denmark/Finland.
The NBX Visa Flex Card is a crypto debit card offered by Norwegian Block Exchange (NBX), available in Norway/Germany/Sweden/Denmark/Finland. It offers 0.25-1.5% BTC cashback across 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment.
Best suited for Bitcoin holders who want to stack sats on everyday spending. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0.25% | All cardholders, automatic on activation; up to €15 cashback a month |
| Active | 0.5% | Any one of: €2,500 trading volume in 30 days, 1 verified referral, or €3,000 in stablecoins held on NBX or Flip; up to €22 a month |
| Plus | 1% | Any one of: €8,000 trading volume in 30 days, 3 verified referrals, €9,000 in stablecoins, or 50,000 NBX shares; up to €30 a month |
| Pro | 1.5% | Any one of: €25,000 trading volume in 30 days, 10 verified referrals, €25,000 in stablecoins, 250,000 NBX shares, or a €7.99/month subscription (available at launch); up to €50 a month |
On $500/mo spend, the estimated monthly cost breakdown for NBX Visa Flex Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $1.00/mo cashback that is still a net cost of about $6.50/mo ($78.00/yr). NBX Visa Flex Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Visa card on Visa Flexible Credential from Norwegian Block Exchange AS, which holds EMI and CASP licences from Finanstilsynet (Norway). A debit product at launch in 2027, with credit capability planned later in 2027. Issued via a licensed BIN sponsor that NBX does not name. Cashback is paid in Bitcoin, tokenised gold or tokenised silver (the metals redeemable for physical metal). Separate from NBX's earlier Visa credit card programme. GAPS: FX, ATM, issuance and annual fees and the issuing bank are not published.
Other crypto cards in the same region or category that may suit your spending profile:
The NBX Visa Flex Card is a crypto debit card offered by Norwegian Block Exchange (NBX). It is available in Norway/Germany/Sweden/Denmark/Finland and allows users to spend cryptocurrency at merchants worldwide.
The NBX Visa Flex Card offers 0.25-1.5% BTC cashback. There are 4 tiers: Standard (0.25%), Active (0.5%), Plus (1%), Pro (1.5%).
The NBX Visa Flex Card has an annual fee of TBD.
Yes. The NBX Visa Flex Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The NBX Visa Flex Card is available in Norway/Germany/Sweden/Denmark/Finland.
The NBX Visa Flex Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Visit Norwegian Block Exchange (NBX)
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.