The Shakepay Card earns 1-1.5% BTC cashback on a Visa debit card with no annual fee, available in Canada Only.
Shakepay is a Canadian Bitcoin app founded in 2015 by Jean Amiouny and Roy Breidi, headquartered in Montreal, Quebec. The company is registered as a securities dealer, became the first Quebec-based crypto trading platform admitted to the Canadian Investment Regulatory Organization (CIRO), and was the first crypto firm granted Payments Canada membership.
The Shakepay Card is a crypto debit card offered by Shakepay, available in Canada Only. It offers 1-1.5% BTC cashback across 3 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.
Best suited for Bitcoin holders who want to stack sats on everyday spending. It runs on the Visa network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Canada guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Base | 1% | Default tier (no qualifying activity); 3% FX fee |
| Bright | 1% | Exchange $100 OR receive $200+ in direct deposits per calendar month; 1.5% FX |
| Blue | 1.5% | Exchange $1,000+ OR receive $2,000+ direct deposits/mo; 0% FX |
On $500/mo spend, the estimated monthly cost breakdown for Shakepay Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $5.00/mo cashback that nets a gain of about $5.00/mo ($60.00/yr). Shakepay Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in CAD. Spending in another currency adds a 3% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Canada's leading crypto card. First crypto company granted Payments Canada membership. Supports BTC and ETH; USDC deposits are auto-converted to USD after 15 confirmations. Interac e-Transfer top-up. Apple/Google Pay. Three reward statuses reset monthly based on activity. Shakepay's reward-status help article pays 1% at both Base and Bright and 1.5% at Blue; Bright's benefit over Base is the FX fee dropping from 3% to 1.5%, not a higher cashback rate. The 1.25% Bright figure this note carried appears on no Shakepay page; the tier rows were corrected on 2026-08-27 but this sentence was left stale until 2026-09-11. 3% new user boost ended Nov 2025. The card is a Visa Prepaid card issued by Peoples Trust Company. The cardholder agreement (April 15, 2026) lists a flat 3% foreign exchange charge, while the newer Rewards Terms (last updated October 20, 2026) set it by status at 3%, 1.5% and 0%; the tiered figures are recorded here.
Other crypto cards in the same region or category that may suit your spending profile:
The Shakepay Card is a crypto debit card offered by Shakepay. It is available in Canada Only and allows users to spend cryptocurrency at merchants worldwide.
The Shakepay Card offers 1-1.5% BTC cashback. There are 3 tiers: Base (1%), Bright (1%), Blue (1.5%).
The Shakepay Card has an annual fee of $0. Additional fees: Conversion fee: ~1.5-2% spread; FX fee: Base 3% / Bright 1.5% / Blue 0%; ATM: No Shakepay ATM fee listed; ATM operator fees may apply (limits $500 per withdrawal, $1,000 a day).
The Shakepay Card has the following limits: daily spending limit: CAD 5,000; daily ATM withdrawal limit: CAD 1,000. Limits can vary by account tier and verification level.
Yes. Shakepay requires standard identity verification (KYC), typically a government-issued ID, during signup.
The Shakepay Card is available in Canada Only.
The Shakepay Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Shakepay Card supports Apple Pay and Google Pay for contactless payments.
The Shakepay Card is issued by Peoples Trust Company.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.