Kolo Card Review (2026)

by Kolo ยท Updated 2026-03-16

Key Facts

Cashback
2% BTC + 5% welcome
Annual Fee
$0
Region
170+ countries
Type
Debit
Network
Visa
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

The Kolo Card is a crypto debit card offered by Kolo, available in 170+ countries. It offers 2% BTC + 5% welcome cashback rewards on purchases. The card features 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. Rewards are paid in Bitcoin, making it popular with BTC-focused holders. It runs on the Visa network and requires full identity verification.

Fees & Costs

Conversion Fee
~1%

Cashback Tiers

Kolo Card cashback tiers and requirements
TierRateRequirement
Standard2%All purchases, BTC cashback
Welcome Bonus5%First 30 days

Pros

Cons

Note: 2% BTC cashback on all purchases. 5% welcome bonus for first 30 days. 170+ countries. Virtual + physical card.

FAQ

What is the Kolo Card?

The Kolo Card is a crypto debit card offered by Kolo. It is available in 170+ countries and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Kolo Card offer?

The Kolo Card offers 2% BTC + 5% welcome cashback. There are 2 tiers: Standard (2%), Welcome Bonus (5%).

What are the fees for the Kolo Card?

The Kolo Card has an annual fee of $0. Additional fees: Conversion fee: ~1%.

Where is the Kolo Card available?

The Kolo Card is available in 170+ countries. Its availability status is "Global".

Is the Kolo Card a credit or debit card?

The Kolo Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Kolo Card support Apple Pay or Google Pay?

Yes, the Kolo Card supports Apple Pay and Google Pay for contactless payments.

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