The Gate Card earns Up to 5% cashback on a Visa debit card with a €0 annual fee, available in EEA.
Gate (formerly Gate.io) is a centralized cryptocurrency exchange founded in 2013 by Lin Han, originally launched in China as Bter.com before relocating after the country's 2017 crypto restrictions. It is currently registered in George Town, Cayman Islands.
The Gate Card is a crypto debit card offered by Gate.io, available in EEA. It offers Up to 5% cashback across 5 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at €0. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide.
On $500/mo spend, the estimated monthly cost breakdown for Gate Card is: gas $0.00, conversion spread $5.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1% of spend. After $5.00/mo cashback that nets a gain of about $0.00/mo ($0.00/yr). Gate Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| T0 | 1% | Free, VIP 0-4 (no spend requirement), 5 USDT/mo cashback cap |
| T1 | 2% | $500/mo card spend or exchange VIP 5-7 |
| T2 | 3% | $1,500/mo card spend or exchange VIP 8 |
| T3 | 4% | $5,000/mo card spend or exchange VIP 9 |
| T4 | 5% | $10,000/mo card spend or exchange VIP 10-14, 250 USDT/mo cashback cap |
Note: Gate (formerly Gate.io) exchange card for EEA residents. T0-T4 tier system (2026 update) with up to 5% cashback (was 3%). Dual-track: monthly card spend OR exchange VIP level, whichever qualifies higher (reassessed monthly). Cashback paid as points (100 pts = 1 USDT), redeemable as BTC/ETH/USDT/GT. Travel rewards: up to 7% on hotel stays, 2% on flights. Monthly card spend ceiling $1.5M. Virtual + physical.
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The Gate Card is a crypto debit card offered by Gate.io. It is available in EEA and allows users to spend cryptocurrency at merchants worldwide.
The Gate Card offers Up to 5% cashback. There are 5 tiers: T0 (1%), T1 (2%), T2 (3%), T3 (4%), T4 (5%).
The Gate Card has an annual fee of €0. Additional fees: Conversion fee: ~1%.
The Gate Card is available in EEA. Its availability status is "EEA".
The Gate Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Gate Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.