The SecondFi Card is a Visa debit card, available in Global (130+ countries).
SecondFi is a self-custodial neofinance platform unveiled by EMURGO, a co-founding entity of the Cardano blockchain, with its waitlist opened at Money20/20 Bangkok in April 2026. Its self-custodial Visa card was announced in May 2026 in partnership with Wirex as the card issuer.
The SecondFi Card is a crypto debit card offered by SecondFi (EMURGO), available in Global (130+ countries).
It is a strong fit for privacy-conscious users who want to keep custody of their keys while spending. It runs on the Visa network.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides.
On $500/mo spend, the estimated monthly cost breakdown for SecondFi Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). SecondFi Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| TBD | 0% | Crypto cashback confirmed but rate not yet disclosed |
Note: Self-custodial neofinance card from EMURGO (Cardano co-founder), with deepened Wirex partnership announced May 7, 2026. Builds on EMURGO's Cardano Card (custodial, launched at Cardano Summit 2025); SecondFi card is a separate self-custodial product. Funds remain in the user's own wallet until point of transaction. Spend ADA, BTC, ETH, USDC, and hundreds of supported assets at Visa merchants worldwide. SecondFi app integrates spending, trading, earning, and saving. Waitlist opened April 22, 2026 at Money20/20 Bangkok; not yet live for consumers as of May 2026.
Other crypto cards in the same region or category that may suit your spending profile:
The SecondFi Card is a crypto debit card offered by SecondFi (EMURGO). It is available in Global (130+ countries) and allows users to spend cryptocurrency at merchants worldwide.
The SecondFi Card has an annual fee of TBD.
The SecondFi Card is available in Global (130+ countries). Its availability status is "Global (130+ countries via Wirex)".
The SecondFi Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the SecondFi Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.