Cryptomus Card Review (2026)

Reviewed by Card Pilled Editorial ยท Last verified 2026-05-09

Key Facts

Cashback
0%
Annual Fee
$4 issuance + 3.2% top-up
Region
Global
Type
Debit
Network
Visa/Mastercard
KYC
standard
Mobile Pay
Apple Pay, Google Pay

Overview

Cryptomus is a cryptocurrency payment processor and exchange operated by Xeltox Enterprises Ltd. (formerly Certa Payments Ltd.), a money services business incorporated in British Columbia, Canada. On October 22, 2025, Canada's financial-intelligence agency FINTRAC imposed a record administrative monetary penalty of approximately CAD 177 million on Xeltox Enterprises for AML reporting failures, including unreported transactions originating from Iran in violation of the Ministerial Directive; the company has indicated it is appealing.

The Cryptomus Card is a crypto debit card offered by Cryptomus, available in Global. The annual fee starts at $4 issuance + 3.2% top-up.

Note that the card is virtual only. It runs on the Visa/Mastercard network and requires standard identity verification.

Fees & Costs

Top-Up Fee
3.2%

Pros

Cons

Note: Issue up to 10 virtual Visa or Mastercard cards (70+ BINs supported). Cards issued in ~5 minutes after verification. Fund with USDT/USDC from Cryptomus wallet (min $1 top-up). EUR/USD supported. 2FA, 3DS security. $4/card issuance, 3.2% top-up fee, $0.10-$0.25 per transaction. Funds returnable to wallet without commission.

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FAQ

What is the Cryptomus Card?

The Cryptomus Card is a crypto debit card offered by Cryptomus. It is available in Global and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Cryptomus Card?

The Cryptomus Card has an annual fee of $4 issuance + 3.2% top-up. Additional fees: Top-up: 3.2%.

Where is the Cryptomus Card available?

The Cryptomus Card is available in Global. Its availability status is "Global".

Is the Cryptomus Card a credit or debit card?

The Cryptomus Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Cryptomus Card support Apple Pay or Google Pay?

Yes, the Cryptomus Card supports Apple Pay and Google Pay for contactless payments.

Visit Cryptomus

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