The Cryptomus Card is a Visa/Mastercard debit card with a $4 issuance + 3.2% top-up annual fee, available in Global.
Cryptomus is a cryptocurrency payment processor and exchange operated by Xeltox Enterprises Ltd. (formerly Certa Payments Ltd.), a money services business incorporated in British Columbia, Canada. On October 22, 2025, Canada's financial-intelligence agency FINTRAC imposed a record administrative monetary penalty of approximately CAD 177 million on Xeltox Enterprises for AML reporting failures, including unreported transactions originating from Iran in violation of the Ministerial Directive; the company has indicated it is appealing.
The Cryptomus Card is a crypto debit card offered by Cryptomus, available in Global. The annual fee starts at $4 issuance + 3.2% top-up.
Note that the card is virtual only. It runs on the Visa/Mastercard network and requires standard identity verification.
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On $500/mo spend, the estimated monthly cost breakdown for Cryptomus Card is: gas $0.00, conversion spread $16.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 3.2% of spend. After $0.00/mo cashback that is still a net cost of about $16.00/mo ($192.00/yr). Cryptomus Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Issue up to 10 virtual Visa or Mastercard cards (70+ BINs supported). Cards issued in ~5 minutes after verification. Fund with USDT/USDC from Cryptomus wallet (min $1 top-up). EUR/USD supported. 2FA, 3DS security. $4/card issuance, 3.2% top-up fee, $0.10-$0.25 per transaction. Funds returnable to wallet without commission.
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The Cryptomus Card is a crypto debit card offered by Cryptomus. It is available in Global and allows users to spend cryptocurrency at merchants worldwide.
The Cryptomus Card has an annual fee of $4 issuance + 3.2% top-up. Additional fees: Top-up: 3.2%.
The Cryptomus Card is available in Global. Its availability status is "Global".
The Cryptomus Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Cryptomus Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.