The Cryptomus Card is a Visa/Mastercard debit card with a $4 issuance + 3.2% top-up annual fee, available in Global.
Cryptomus is a cryptocurrency payment processor and exchange operated by Xeltox Enterprises Ltd. (formerly Certa Payments Ltd.), a money services business incorporated in British Columbia, Canada. On October 22, 2025, Canada's financial-intelligence agency FINTRAC imposed a record administrative monetary penalty of approximately CAD 177 million on Xeltox Enterprises for AML reporting failures, including unreported transactions originating from Iran in violation of the Ministerial Directive; the company has indicated it is appealing.
The Cryptomus Card is a crypto debit card offered by Cryptomus, available in Global. The annual fee starts at $4 issuance + 3.2% top-up.
Note that the card is virtual only. It runs on the Visa/Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Browse all our regional card guides. See where it ranks among the best crypto debit cards.
On $500/mo spend, the estimated monthly cost breakdown for Cryptomus Card is: gas $0.00, conversion spread $16.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 3.2% of spend. After $0.00/mo cashback that is still a net cost of about $16.00/mo ($192.00/yr). Cryptomus Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Virtual Visa or Mastercard cards (10+ BINs supported). Cards issued in ~5 minutes after verification. Fund with USDT/USDC from Cryptomus wallet. 2FA, 3DS security. $4/card issuance and 3.2% top-up fee, per cryptomus.com/cards (read 2026-10-24), which also says transaction or conversion fees during payments may vary and optional maintenance or inactivity fees may apply. VERIFICATION GAP: the up-to-10-cards limit, $1 minimum top-up, EUR/USD card currencies, $0.10-$0.25 per-transaction fee and commission-free return to wallet recorded earlier are not on the current card page.
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The Cryptomus Card is a crypto debit card offered by Cryptomus. It is available in Global and allows users to spend cryptocurrency at merchants worldwide.
The Cryptomus Card has an annual fee of $4 issuance + 3.2% top-up. Additional fees: Top-up: 3.2%.
Yes. Cryptomus requires standard identity verification (KYC), typically a government-issued ID, during signup.
The Cryptomus Card is available in Global.
The Cryptomus Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Cryptomus Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.