The Solayer Emerald Card earns 1% + Points cashback on a Visa debit card with a $10-$75 one-time fee, available in Global (US restricted).
Solayer is a Solana restaking protocol developed by Solayer Labs, founded in February 2024 with backing from Polychain Capital, Hack VC, and Maelstrom (Arthur Hayes' family office). The seed round closed in 2024 at a reported $80 million valuation, and the protocol launched on Solana mainnet that May.
The Solayer Emerald Card is a crypto debit card offered by Solayer, available in Global (US restricted). It offers 1% + Points cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $10-$75 one-time. It runs on the Visa network and requires standard identity verification.
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On $500/mo spend, the estimated monthly cost breakdown for Solayer Emerald Card is: gas $0.00, conversion spread $5.00, flat/FX fees $0.00, and amortised card/tier fee $0.83, for a total drag of 1.2% of spend. After $3.00/mo cashback that is still a net cost of about $2.83/mo ($33.96/yr). Solayer Emerald Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Base Cashback | 1% | All eligible spending |
| Emerald Points | 0% | Points multiplier up to 5x at $2,500+/mo spend |
Note: 1% cashback on eligible spending + Emerald Points (on-chain). 10% cashback on first transaction (capped $50). Points redeemable for token rewards and partner airdrops. Physical card launched May 14, 2026 (free for existing users, $20/yr for new). Sub-accounts feature added (labeled subcards with individual spend limits). $10 issuance for Genesis/community sale users, $75 for all others. 1% top-up fee + $0.10-1.5% international fees. ~4% yield via tokenized US T-Bills. 40K+ users across ~100 countries. US: 18 states restricted. 'Jade Card' variant launched with Nubit for Bitcoin rewards.
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The Solayer Emerald Card is a crypto debit card offered by Solayer. It is available in Global (US restricted) and allows users to spend cryptocurrency at merchants worldwide.
The Solayer Emerald Card offers 1% + Points cashback. There are 2 tiers: Base Cashback (1%), Emerald Points (0%).
The Solayer Emerald Card has an annual fee of $10-$75 one-time. Additional fees: Conversion fee: 1% top-up fee; FX fee: 0.1-1.5%; Top-up: 1%.
The Solayer Emerald Card is available in Global (US restricted). Its availability status is "Global".
The Solayer Emerald Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Solayer Emerald Card supports Apple Pay and Google Pay for contactless payments.
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