Revolut Crypto Card Review (2026)

The Revolut Crypto Card is a Mastercard debit card with a £0-£60/mo (UK); €0-€55/mo (Ireland) fee, available in 48+ countries (NOT US).

Reviewed by Card Pilled Editorial · Last verified 2026-10-24

Key Facts

Cashback
0% (RevPoints only)
Annual Fee
£0-£60/mo (UK); €0-€55/mo (Ireland)
Region
48+ countries (NOT US)
Type
Debit
Network
Mastercard
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

Revolut is a London-headquartered financial technology company founded in 2015 by Nik Storonsky and Vlad Yatsenko, offering banking, payments, foreign exchange, and crypto trading through its app. In March 2026 Revolut received full UK banking authorisation from the Prudential Regulation Authority, bringing eligible customer deposits under the Financial Services Compensation Scheme.

The Revolut Crypto Card is a crypto debit card offered by Revolut, available in 48+ countries (NOT US). The annual fee starts at £0-£60/mo (UK); €0-€55/mo (Ireland).

Note that the card is not available in the US. It runs on the Mastercard network and requires full identity verification.

Cashback Tiers

Revolut Crypto Card cashback tiers and requirements
TierRateRequirement
Crypto Spend0%Crypto-funded purchases on the virtual or physical crypto card; no cashback, card spend earns plan RevPoints only

Pros

Cons

Fees & Costs

Conversion Fee
0% weekdays; weekend fee 1% Standard, 0.5% Plus
FX Fee
No exchange fee on crypto card payments, but fair usage fees apply: Standard 1% over £1,000/mo, Plus 0.5% over £3,000/mo; weekend fee (17:00 Friday to 18:00 Sunday ET) 1% Standard, 0.5% Plus; none on Premium, Metal, Ultra
ATM Withdrawal
UK Standard plan: free up to 5 withdrawals or £200 per rolling month (whichever first), then 2% (min £1); Metal plan (UK and Ireland): free up to £800/€800 per rolling month, then 2% (min £1/€1); other plans differ

Limits & Top-Up

Daily ATM Limit
GBP 3,000 (crypto card, per 24 hours)
Virtual Card Fee
£0

Who's behind this card

Issuing bank
Revolut Bank UAB (EEA); Revolut Bank UK Ltd (UK), with some older UK accounts still at Revolut Ltd during migration
Fiat custody
EEA: balances are bank deposits with Revolut Bank UAB, insured by the Lithuanian deposit insurance scheme up to EUR 100,000. UK: Revolut Bank UK Ltd has been a licensed UK bank since March 2026, and eligible deposits with it are covered by the FSCS up to GBP 120,000; new customers open bank accounts there. Existing accounts are being moved in stages, and accounts not yet moved remain Revolut Ltd e-money, safeguarded but not covered by the FSCS.
Licence
Banking licence (credit institution) (Bank of Lithuania / ECB, EEA)
Licence
EMI (Financial Conduct Authority, UK)
Licence
Banking licence (credit institution) (Prudential Regulation Authority / Financial Conduct Authority, UK)

Banking features

Personal IBAN
Yes
Receives third-party transfers
Yes
Sends third-party transfers
Yes

The IBAN is on the Revolut current account the card spends from. EEA accounts are bank accounts with Revolut Bank UAB (deposit insurance); UK accounts are bank accounts with Revolut Bank UK Ltd (FSCS) for new customers, while older accounts not yet migrated remain e-money with Revolut Ltd (safeguarding, no FSCS). Local-country IBANs are available in supported countries.

Compare IBAN and transfer capability across cards in our crypto cards with IBAN guide.

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Revolut Crypto Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $0.00/mo cashback that nets a gain of about $0.00/mo ($0.00/yr). Revolut Crypto Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: Spend crypto directly with real-time fiat conversion, zero exchange fees on weekdays; from 17:00 Friday to 18:00 Sunday Eastern Time, Standard pays a 1% weekend fee and Plus 0.5%, while Premium, Metal and Ultra pay none (Revolut UK help centre). Plans are priced in local currency: in the UK Standard is free, Plus £3.99, Premium £8.99, Metal £16.99 and Ultra £60 a month, and in Ireland €0, €3.99, €9.99, €17.99 and €55 (introductory offer). NOT available in US. Revolut launched its first physical crypto card (Dogecoin-themed, LED display) on 18 May 2026 for UK and EEA residents (excluding Hungary, Switzerland, Portugal); zero exchange fees on crypto payments and real-time conversion, with limited initial supply. CASHBACK CORRECTED (2026-10-24): the two 1% tiers previously recorded (Doge physical card, and fiat spend on Metal/Ultra) have no official source. Revolut's crypto card page lists no cashback, and its UK and Ireland personal plan tables carry RevPoints only (1 point per £10 or €10 spent on Standard and Plus, £4 on Premium, £2 on Metal, £1 on Ultra); the 1% cashback row on those pages belongs to the separate Revolut Pro freelancer account. Card limits per the crypto card FAQ: ATM withdrawals up to £3,000 every 24 hours and spending up to £100,000 per transaction; the virtual crypto card is free, while physical card delivery and customisation fees are shown in-app. VERIFICATION GAP (2026-10-10): Cashback rates are not stated on the official pages read. Revolut's card page says crypto card payments carry no exchange fees, but its Ireland crypto fees page says exchanges made via the card incur normal exchange fees, so the conversion cost is unconfirmed.

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FAQ

What is the Revolut Crypto Card?

The Revolut Crypto Card is a crypto debit card offered by Revolut. It is available in 48+ countries (NOT US) and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Revolut Crypto Card?

The Revolut Crypto Card has an annual fee of £0-£60/mo (UK); €0-€55/mo (Ireland). Additional fees: Conversion fee: 0% weekdays; weekend fee 1% Standard, 0.5% Plus; FX fee: No exchange fee on crypto card payments, but fair usage fees apply: Standard 1% over £1,000/mo, Plus 0.5% over £3,000/mo; weekend fee (17:00 Friday to 18:00 Sunday ET) 1% Standard, 0.5% Plus; none on Premium, Metal, Ultra; ATM: UK Standard plan: free up to 5 withdrawals or £200 per rolling month (whichever first), then 2% (min £1); Metal plan (UK and Ireland): free up to £800/€800 per rolling month, then 2% (min £1/€1); other plans differ.

What are the spending limits on the Revolut Crypto Card?

The Revolut Crypto Card has the following limits: daily ATM withdrawal limit: GBP 3,000 (crypto card, per 24 hours). Limits can vary by account tier and verification level.

Does the Revolut Crypto Card require KYC?

Yes. The Revolut Crypto Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.

Which countries is the Revolut Crypto Card available in?

The Revolut Crypto Card is available in 48+ countries (NOT US). It is NOT available in the United States.

Is the Revolut Crypto Card a credit or debit card?

The Revolut Crypto Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Revolut Crypto Card support Apple Pay or Google Pay?

Yes, the Revolut Crypto Card supports Apple Pay and Google Pay for contactless payments.

Who issues the Revolut Crypto Card?

The Revolut Crypto Card is issued by Revolut Bank UAB (EEA); Revolut Bank UK Ltd (UK), with some older UK accounts still at Revolut Ltd during migration. Licences: Banking licence (credit institution) (Bank of Lithuania / ECB, EEA); EMI (Financial Conduct Authority, UK); Banking licence (credit institution) (Prudential Regulation Authority / Financial Conduct Authority, UK).

Does the Revolut Crypto Card come with a personal IBAN?

Yes, the Revolut platform provides a personal IBAN in the user's name. Capabilities: receiving third-party transfers: yes; sending transfers to third parties: yes. The IBAN is on the Revolut current account the card spends from. EEA accounts are bank accounts with Revolut Bank UAB (deposit insurance); UK accounts are bank accounts with Revolut Bank UK Ltd (FSCS) for new customers, while older accounts not yet migrated remain e-money with Revolut Ltd (safeguarding, no FSCS). Local-country IBANs are available in supported countries.

Where are Revolut Crypto Card fiat funds held?

EEA: balances are bank deposits with Revolut Bank UAB, insured by the Lithuanian deposit insurance scheme up to EUR 100,000. UK: Revolut Bank UK Ltd has been a licensed UK bank since March 2026, and eligible deposits with it are covered by the FSCS up to GBP 120,000; new customers open bank accounts there. Existing accounts are being moved in stages, and accounts not yet moved remain Revolut Ltd e-money, safeguarded but not covered by the FSCS.

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