BitMart Card Review (2026)

The BitMart Card earns Up to 5.5% USDT cashback on a Visa debit card with no annual fee, available in 115+ countries.

Reviewed by Card Pilled Editorial ยท Last verified 2026-06-26

Key Facts

Cashback
Up to 5.5% USDT
Annual Fee
$0
Region
115+ countries
Type
Debit
Network
Visa
KYC
standard

Overview

BitMart is a centralized cryptocurrency exchange founded in 2017 by Sheldon Xia and registered in the Cayman Islands. The platform offers spot, margin, and derivatives trading and was the subject of a December 2021 security breach in which roughly $196 million in cryptocurrency was stolen.

The BitMart Card is a crypto debit card offered by BitMart, available in 115+ countries. It offers Up to 5.5% USDT cashback across 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card.

Best suited for reward-focused spenders willing to optimize for cashback. Note that the card is not available in the US. It runs on the Visa network and requires standard identity verification.

Fees & Costs

FX Fee
1.3%
ATM Withdrawal
Free up to VIP limits

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for BitMart Card is: gas $0.00, conversion spread $6.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.3% of spend. After $5.00/mo cashback that is still a net cost of about $1.50/mo ($18.00/yr). BitMart Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Cashback Tiers

BitMart Card cashback tiers and requirements
TierRateRequirement
Non-VIP1%Free, $20/mo cashback cap
VIP 1-21%VIP 1: $200K 30-day spot volume OR $20M futures volume OR equivalent BMX/asset balance (any one criterion); $200/mo cashback cap
VIP 3-44%VIP 3-4: higher 30-day volume thresholds (individual VIP level breakpoints not published per card); $750/mo cashback cap
VIP 5-85.5%VIP 5-8: highest volume/BMX bracket (~200K-900K+ BMX or equivalent volume; exact per-level thresholds not individually published); $1,500/mo cashback cap

Pros

Cons

Note: Expanded to 115+ countries Feb 2026. Up to 5.5% USDT cashback. 2026 framework: 1% baseline, +1% promo for first 30 days post-activation, up to 4% on online purchases (food delivery, Netflix), up to 5% on malls/restaurants/supermarkets, peak 5.5% for VIP 5-8 users. VIP qualification: 30-day spot trading volume OR total assets OR BMX balance (any one). VIP 1 confirmed = $200K spot volume or $20M futures (per bitmart.com/vip). Individual VIP 2-8 volume breakpoints are not published on the card page. 8-tier VIP system (expanded from 6 in 2026). Physical card $30-$90 (varies by VIP), 1.3% FX fee. NOT available in US, UK, India, Japan, Indonesia.

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FAQ

What is the BitMart Card?

The BitMart Card is a crypto debit card offered by BitMart. It is available in 115+ countries and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the BitMart Card offer?

The BitMart Card offers Up to 5.5% USDT cashback. There are 4 tiers: Non-VIP (1%), VIP 1-2 (1%), VIP 3-4 (4%), VIP 5-8 (5.5%).

What are the fees for the BitMart Card?

The BitMart Card has an annual fee of $0. Additional fees: FX fee: 1.3%; ATM: Free up to VIP limits.

Where is the BitMart Card available?

The BitMart Card is available in 115+ countries. Its availability status is "Global". It is NOT available in the United States.

Is the BitMart Card a credit or debit card?

The BitMart Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Visit BitMart

Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.