X Money Card Review (2026)

by X (formerly Twitter) ยท Updated 2026-04-02

Key Facts

Cashback
3% USD
Annual Fee
$0
Region
US (40+ states)
Type
Debit
Network
Visa
KYC
full

Overview

The X Money Card is a crypto debit card offered by X (formerly Twitter), available in US (40+ states). It offers 3% USD cashback rewards on purchases. There is no annual fee to hold this card. It runs on the Visa network and requires full identity verification.

Cashback Tiers

X Money Card cashback tiers and requirements
TierRateRequirement
Standard3%All eligible purchases (excludes tax, money orders, financial institutions, govt services)

Pros

Cons

Note: Metal Visa debit card personalized with user's X handle. 6% APY on deposits (FDIC-insured via Cross River Bank, up to $250K). 0% FX fees. Apple Pay & Google Pay. Beta since March 2026, public early access April 2026. Crypto support (BTC, ETH, DOGE) planned but not yet live. 3% cashback excludes money orders, precious metals, tax payments, govt services.

FAQ

What is the X Money Card?

The X Money Card is a crypto debit card offered by X (formerly Twitter). It is available in US (40+ states) and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the X Money Card offer?

The X Money Card offers 3% USD cashback.

What are the fees for the X Money Card?

The X Money Card has an annual fee of $0. Note: Metal Visa debit card personalized with user's X handle. 6% APY on deposits (FDIC-insured via Cross River Bank, up to $250K). 0% FX fees. Apple Pay & Google Pay. Beta since March 2026, public early access April 2026. Crypto support (BTC, ETH, DOGE) planned but not yet live. 3% cashback excludes money orders, precious metals, tax payments, govt services.

Where is the X Money Card available?

The X Money Card is available in US (40+ states). Its availability status is "US (beta, 40+ states)".

Is the X Money Card a credit or debit card?

The X Money Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

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