Anytap Card Review (2026)

The Anytap Card is a Visa debit card with no annual fee, available in Global (excl. OFAC-sanctioned countries).

Reviewed by Card Pilled Editorial · Last verified 2026-11-01

Key Facts

Cashback
0%
Annual Fee
$0
Region
Global (excl. OFAC-sanctioned countries)
Type
Debit
Network
Visa
KYC
standard

Overview

The Anytap Card is a crypto debit card offered by Anytap, available in Global (excl. OFAC-sanctioned countries). There is no annual fee to hold this card.

Note that monthly cashback caps apply. It runs on the Visa network and requires standard identity verification.

Cashback Tiers

Anytap Card cashback tiers and requirements
TierRateRequirement
No cashback0%Anytap pays no cashback on card spend; the only reward programme is referral commissions on other members' issuance and top-up fees, settled monthly in USDT

Pros

Cons

Fees & Costs

FX Fee
1% + $0.30 on non-USD transactions
ATM Withdrawal
2% (minimum $1); not available in Singapore
Top-Up Fee
No percentage fee published (minimum 30 USDT)

Limits & Top-Up

Daily Spending Limit
$250,000 (100 transactions/day, $20,000 per transaction)
Monthly Spending Limit
$1,000,000
Daily ATM Limit
$1,500 (up to 30 transactions)
Top-Up Assets
USDT, USDC
Deposit Networks
Tron
Virtual Card Fee
20 USDT

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Anytap Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Anytap Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: Recorded as unclear rather than active on regulatory grounds. Anytap is a US-headquartered (Boston) fintech issuing USDT-funded Visa cards, launched first into Japan and South Korea, and it names no Japanese FSA crypto-asset exchange registration and no Korean FSC VASP registration on any page it controls; its terms say direct transfers from Upbit and Bithumb are unsupported under the Travel Rule. The only licences it cites (US and Canada MSB, US MTL, PCI DSS Level 1, Singapore Visa TPA and PIF) belong to an unnamed card infrastructure partner, and no issuing entity or BIN sponsor is named. Until a registration is confirmed, its position in its two lead markets is a regulatory gray zone. FEES AND LIMITS (anytap.io FAQ, read 2026-10-24): USDT on TRC-20 and USDC (chain not stated) with a 30 USDT minimum top-up and no published percentage top-up fee, $20 virtual card issuance, physical card fee shown in the application flow, no annual fee, 1% plus $0.30 cross-border fee on non-USD spend, 2% ATM withdrawal (minimum $1; no ATM withdrawals in Singapore) with $1,500 daily (up to 30 withdrawals) and $15,000 monthly caps. The fee schedule also lists a 0.3 USDT small-transaction fee under 30 USDT, a $0.50 decline fee, a 2% refund fee, a $30 dispute fee and a $1 cancellation fee, and withdrawing card balance back to a wallet costs 3% plus $1 USDT. Payment limits of $20,000 per transaction, 100 transactions and $250,000 a day and $1,000,000 a month appear in the FAQ under the ATM-limits question, while the card-payment-limits answer is blank. Up to 3 cards per person. Google Pay works on the physical card; Apple Pay is under review and Samsung Pay is planned from November 2026. CONFLICTS: the FAQ says the virtual card is scheduled to launch after November, while another FAQ answer prices it and the terms say virtual cards are issued on KYC approval; physical card delivery is given as around 10 days (FAQ), 7 to 14 business days (eligibility page) and about 3 to 4 weeks (terms). No bank account is required to apply.

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FAQ

What is the Anytap Card?

The Anytap Card is a crypto debit card offered by Anytap. It is available in Global (excl. OFAC-sanctioned countries) and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Anytap Card?

The Anytap Card has an annual fee of $0. Additional fees: FX fee: 1% + $0.30 on non-USD transactions; ATM: 2% (minimum $1); not available in Singapore; Top-up: No percentage fee published (minimum 30 USDT).

What are the spending limits on the Anytap Card?

The Anytap Card has the following limits: daily spending limit: $250,000 (100 transactions/day, $20,000 per transaction); monthly spending limit: $1,000,000; daily ATM withdrawal limit: $1,500 (up to 30 transactions). Limits can vary by account tier and verification level.

How do you top up the Anytap Card?

Supported assets include USDT, USDC; crypto deposits are supported on Tron.

Does the Anytap Card require KYC?

Yes. Anytap requires standard identity verification (KYC), typically a government-issued ID, during signup.

Which countries is the Anytap Card available in?

The Anytap Card is available in Global (excl. OFAC-sanctioned countries).

Is the Anytap Card a credit or debit card?

The Anytap Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Visit Anytap

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