The Bitpanda Card earns 1% (in crypto used) cashback on a Visa debit card with a €9.90 one-time fee, available in Eurozone.
Bitpanda is an Austrian cryptocurrency and multi-asset broker founded in 2014 by Eric Demuth, Paul Klanschek, and Christian Trummer, headquartered in Vienna. The company holds an investment-firm licence from Austria's Financial Market Authority (FMA) and reached unicorn status in a 2021 funding round that valued it above $4 billion.
The Bitpanda Card is a crypto debit card offered by Bitpanda, available in Eurozone. It offers 1% (in crypto used) cashback rewards on purchases. The annual fee starts at €9.90 one-time. It runs on the Visa network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 1% | Flat 1% on crypto-funded purchases |
On $500/mo spend, the estimated monthly cost breakdown for Bitpanda Card is: gas $0.00, conversion spread $14.95, flat/FX fees $0.00, and amortised card/tier fee $0.83, for a total drag of 3.2% of spend. After $5.00/mo cashback that is still a net cost of about $10.78/mo ($129.36/yr). Bitpanda Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: BEST token merged into Vision (VSN) token July 2025 (1 BEST = 4.91 VSN). Old BEST VIP tiers replaced with flat 1% cashback on crypto-funded purchases. Cashback paid in same crypto used. Vision (VSN) Loyalty Programme restructured in 2026: no longer fixed VIP tiers keyed to VSN holdings — benefits now scale dynamically, and Club access can also be qualified via trading activity, not holdings alone. Any BEST or PAN still held on Bitpanda was automatically converted to VSN on July 16, 2026. High conversion ~2.99%.
Other crypto cards in the same region or category that may suit your spending profile:
The Bitpanda Card is a crypto debit card offered by Bitpanda. It is available in Eurozone and allows users to spend cryptocurrency at merchants worldwide.
The Bitpanda Card offers 1% (in crypto used) cashback.
The Bitpanda Card has an annual fee of €9.90 one-time. Additional fees: Conversion fee: ~2.99%.
Yes. Bitpanda requires standard identity verification (KYC), typically a government-issued ID, during signup.
The Bitpanda Card is available in Eurozone.
The Bitpanda Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Bitpanda Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.