Bitpanda Card Review (2026)

by Bitpanda · Updated 2026-03-16

Key Facts

Cashback

1% (in crypto used)

Annual Fee

€9.90 one-time

Region

Eurozone

Type

Debit

Network

Visa

KYC

standard

Mobile Pay

Apple Pay, Google Pay

Overview

The Bitpanda Card is a crypto debit card offered by Bitpanda, available in Eurozone. It offers 1% (in crypto used) cashback rewards on purchases. The annual fee starts at €9.90 one-time. It runs on the Visa network.

Fees & Costs

Conversion Fee

~2.99%

Cashback Tiers

Bitpanda Card cashback tiers and requirements

Tier	Rate	Requirement
Standard	1%	Flat 1% on crypto-funded purchases

Pros

• Earns 1% (in crypto used) cashback on purchases
• Supports Apple Pay and Google Pay

Cons

• Annual fee of €9.90 one-time may reduce net returns
• Conversion or top-up fees may apply
• Higher than average conversion fee (2.99%)

Note: BEST token merged into Vision (VSN) token July 2025 (1 BEST = 4.91 VSN). Old BEST VIP tiers replaced with flat 1% cashback on crypto-funded purchases. Cashback paid in same crypto used. Vision Loyalty Programme scales with VSN holdings. High conversion ~2.99%.

FAQ

What is the Bitpanda Card?

The Bitpanda Card is a crypto debit card offered by Bitpanda. It is available in Eurozone and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Bitpanda Card offer?

The Bitpanda Card offers 1% (in crypto used) cashback.

What are the fees for the Bitpanda Card?

The Bitpanda Card has an annual fee of €9.90 one-time. Additional fees: Conversion fee: ~2.99%.

Where is the Bitpanda Card available?

The Bitpanda Card is available in Eurozone. Its availability status is "Eurozone".

Is the Bitpanda Card a credit or debit card?

The Bitpanda Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Bitpanda Card support Apple Pay or Google Pay?

Yes, the Bitpanda Card supports Apple Pay and Google Pay for contactless payments.

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