The Busha Card earns 2-5% category cashback on a Mastercard debit card with a $0 ($3 virtual card) fee, available in Nigeria/Ghana/Kenya.
Busha is a Nigerian crypto exchange founded in 2019 by Michael Adeyeri and Moyosore Sodipo that lets users buy, sell, and store cryptocurrencies. In 2024, Busha became one of the first exchanges to receive a provisional virtual assets license from Nigeria's Securities and Exchange Commission.
The Busha Card is a crypto debit card offered by Busha, available in Nigeria/Ghana/Kenya. It offers 2-5% category cashback across 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. It runs on the Mastercard network and requires full identity verification.
On $500/mo spend, the estimated monthly cost breakdown for Busha Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $10.00/mo cashback that nets a gain of about $2.50/mo ($30.00/yr). Busha Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
| Tier | Rate | Requirement |
|---|---|---|
| Airtime/Data | 2% | Mobile airtime and data purchases |
| Vouchers | 5% | Gift card and voucher purchases |
Note: SEC-licensed Nigerian crypto exchange with 800K+ users. USDC-only card funding (no USDT). Virtual Mastercard: $3 creation fee, no monthly or transaction fees. Physical card available. Up to 10 cards per account, $10,000 daily funding limit. Rebranded January 2026 to full digital money app with local-currency savings, asset-backed loans, and expanded virtual-card features. Now operating across Nigeria, Ghana, and Kenya for online payments and ATMs (international Mastercard acceptance).
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The Busha Card is a crypto debit card offered by Busha. It is available in Nigeria/Ghana/Kenya and allows users to spend cryptocurrency at merchants worldwide.
The Busha Card offers 2-5% category cashback. There are 2 tiers: Airtime/Data (2%), Vouchers (5%).
The Busha Card has an annual fee of $0 ($3 virtual card). Additional fees: ATM: Virtual not ATM-enabled; Top-up: Free (USDC funding, min 2 USDC).
The Busha Card is available in Nigeria/Ghana/Kenya. Its availability status is "Nigeria, Ghana, Kenya".
The Busha Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level.