The Busha Card is a Visa debit card with a $0 ($3 virtual card) fee, available in Nigeria/Kenya.
Busha is a Nigerian crypto exchange founded in 2019 by Michael Adeyeri and Moyosore Sodipo that lets users buy, sell, and store cryptocurrencies. In 2024, Busha became one of the first exchanges to receive a provisional virtual assets license from Nigeria's Securities and Exchange Commission.
The Busha Card is a crypto debit card offered by Busha, available in Nigeria/Kenya. There is no annual fee to hold this card. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | The card itself carries no cashback. Busha's in-app airtime, data and voucher rewards are a separate Busha Spend programme funded from the Naira wallet, not card spend |
On $500/mo spend, the estimated monthly cost breakdown for Busha Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Busha Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: SEC-licensed Nigerian crypto exchange with 800K+ users. USDC-only card funding (no USDT). Virtual Mastercard: $3 creation fee, no monthly or transaction fees. Physical card available. Up to 10 cards per account, $10,000 daily funding limit. Rebranded January 2026 as 'Busha 3.0' — full digital money app with local-currency savings, asset-backed loans, stock/ETF access, prediction markets, and expanded virtual-card features. Busha publishes fiat rails for Nigeria and Kenya only; no official source supports Ghana. The card is a virtual USD Visa, not a Mastercard, and cannot be used at ATMs.
Other crypto cards in the same region or category that may suit your spending profile:
The Busha Card is a crypto debit card offered by Busha. It is available in Nigeria/Kenya and allows users to spend cryptocurrency at merchants worldwide.
The Busha Card has an annual fee of $0 ($3 virtual card). Additional fees: ATM: Virtual not ATM-enabled; Top-up: Free (USDC funding, min 2 USDC).
Yes. The Busha Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Busha Card is available in Nigeria/Kenya.
The Busha Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.