Figo Global Dollar Card Review (2026)

The Figo Global Dollar Card is a Visa debit card with no annual fee, available in LATAM/Africa/Asia/UK (59 countries).

Reviewed by Card Pilled Editorial · Last verified 2026-10-11

Key Facts

Cashback
0%
Annual Fee
$0
Region
LATAM/Africa/Asia/UK (59 countries)
Type
Debit
Network
Visa
KYC
full

Overview

Figo is the trading name of Figo Boost Inc., a Delaware corporation with offices in Lagos and Wilmington, Delaware. It offers a USD balance funded with stablecoins or local bank transfers and a virtual Visa card issued by Third National.

The Figo Global Dollar Card is a crypto debit card offered by Figo (Figo Boost Inc.), available in LATAM/Africa/Asia/UK (59 countries). There is no annual fee to hold this card.

Note that the card is virtual only. It runs on the Visa network and requires full identity verification.

Where is the Figo Global Dollar Card available?

Figo Global Dollar Card is offered in 59 countries according to the provider's published list.

Cashback Tiers

Figo Global Dollar Card cashback tiers and requirements
TierRateRequirement
Standard0%No cashback programme is published on any Figo page

Pros

Cons

Fees & Costs

FX Fee
2% (international transactions $0.60 + 2% per the card terms)
Top-Up Fee
Free for bank transfers and USDC deposits
Inactivity Fee
None

Limits & Top-Up

Daily Spending Limit
$5,000
Monthly Spending Limit
$25,000
Top-Up Assets
USDC, USDT
Deposit Networks
Ethereum, Solana, Polygon, Base, Arbitrum, Optimism, Avalanche, BNB Chain, Stellar, Tron, TON
Top-Up Methods
Stablecoin deposit, USD, EUR and NGN virtual bank accounts
Virtual Card Fee
$0 (limited-time promotion)
Physical Card Fee
Not yet available

Who's behind this card

Issuing bank
Third National

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Figo Global Dollar Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Figo Global Dollar Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: Virtual Visa card spent from a USD balance, funded with USDC (Ethereum, Solana, Polygon, Base, Arbitrum, Optimism, Avalanche, BNB Chain, Stellar), USDT (Ethereum, Tron, Solana, Polygon, BNB Chain, TON, Arbitrum, Avalanche), 100+ other tokens converted on deposit, or USD, EUR and NGN virtual bank accounts (the fund-with-crypto page); the help centre says only USDC deposits are currently supported, with networks shown in the app. Physical cards are "coming soon" per the help centre. FEES CONFLICT: the marketing pages (spendfigo.com/fund-with-crypto, the country pages, read 2026-10-08) say a flat $0.35 per transaction, 2% FX and free issuance for a limited time, while the international card terms (updated 2026-01-23) list a 1% USD transaction fee, 2% FX, $0.60 + 2% on international transactions, no annual or monthly fee and a $0 virtual card as a limited-time promotion. The help centre says Figo charges nothing to receive bank transfers or USDC deposits. The card terms also mention a foreign transaction fee of up to 3%, and the US terms an ATM limit of up to $500 a day. KYC: government photo ID, a selfie and proof of address dated within 3 months. VERIFICATION GAPS: no cashback programme is published (recorded as 0%); Apple Pay and Google Pay support is not stated; no licence is named for the programme manager. Limits per the help centre: $2,500 per transaction, $5,000 a day, $25,000 a month.

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FAQ

What is the Figo Global Dollar Card?

The Figo Global Dollar Card is a crypto debit card offered by Figo (Figo Boost Inc.). It is available in LATAM/Africa/Asia/UK (59 countries) and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Figo Global Dollar Card?

The Figo Global Dollar Card has an annual fee of $0. Additional fees: FX fee: 2% (international transactions $0.60 + 2% per the card terms); Top-up: Free for bank transfers and USDC deposits; Inactivity: None.

What are the spending limits on the Figo Global Dollar Card?

The Figo Global Dollar Card has the following limits: daily spending limit: $5,000; monthly spending limit: $25,000. Limits can vary by account tier and verification level.

How do you top up the Figo Global Dollar Card?

Supported assets include USDC, USDT; top-up methods include Stablecoin deposit, USD, EUR and NGN virtual bank accounts; crypto deposits are supported on Ethereum, Solana, Polygon, Base, Arbitrum, Optimism, Avalanche, BNB Chain, Stellar, Tron, TON.

Does the Figo Global Dollar Card require KYC?

Yes. The Figo Global Dollar Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.

Which countries is the Figo Global Dollar Card available in?

The Figo Global Dollar Card is available in Antigua and Barbuda, Argentina, Australia, Bahamas, Bangladesh, Barbados, Belize, Bolivia, Brazil, Canada, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, France, Germany, Ghana, Grenada, Guatemala, Guyana, Honduras, Hong Kong, India, Indonesia, Ireland, Italy, Japan, Kenya, Malaysia, Mexico, Morocco, Netherlands, New Zealand, Nigeria, Pakistan, Panama, Paraguay, Peru, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Senegal, Singapore, South Africa, Suriname, Thailand, Trinidad and Tobago, Turks and Caicos Islands, Uganda, United Arab Emirates, United Kingdom, Uruguay, Zambia, according to the provider's published list.

Is the Figo Global Dollar Card a credit or debit card?

The Figo Global Dollar Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Who issues the Figo Global Dollar Card?

The Figo Global Dollar Card is issued by Third National.

Visit Figo (Figo Boost Inc.)

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