The PayFun Card is a Visa debit card with no annual fee, available in Not disclosed.
PayFun is a stablecoin-funded prepaid Visa launched in July 2026 with an iOS app and both virtual and physical cards. The App Store seller is Chainup KeySecure UAB, a Lithuanian company (registry code 306106725) listed on the Lursoft registry aggregator under a management-consultancy activity code rather than any payments or crypto-asset authorisation. The name suggests a link to ChainUp, a Singapore digital-asset infrastructure vendor that sells a white-label crypto card stack, but no ChainUp statement naming PayFun could be found, so that link is inferred and not confirmed.
The PayFun Card is a crypto debit card offered by PayFun, available in Not disclosed. There is no annual fee to hold this card. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Base | 0% | No cashback or rewards programme is published; PayFun runs a referral commission instead |
On $500/mo spend, the estimated monthly cost breakdown for PayFun Card is: gas $0.50, conversion spread $5.00, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.1% of spend. After $0.00/mo cashback that is still a net cost of about $5.50/mo ($66.00/yr). Because PayFun Card is loaded on-chain, frequent small top-ups add gas cost: a daily-spender profile pays about $10.00/mo in gas versus $0.50/mo for a single monthly load, so total drag runs 3% with daily reloads versus 1.1% with a monthly reload. Figures are conservative estimates and vary with conditions.
Note: NOT a no-KYC card despite circulating alongside no-KYC listings: registration is by email or phone and then a government ID or passport upload is required. Launched around 15 July 2026, so it is a very new product with little independent track record. Prepaid Visa funded with USDT or USDC, converted to fiat at the point of purchase, with a virtual card issued instantly and a physical card reported at 7 to 14 days. The 'Genesis Aura' and 'Genesis Obsidian' tiers promoted on X are marketing labels for a free card-issuance cohort, not NFTs, a presale or a token allocation: Genesis Aura was claimable on registration and Genesis Obsidian was reserved for the first 300 qualified users. The '0-fee benefits' from 1 August 2026 are a per-transaction fee waiver capped at about $200 of spend for that cohort, which is a fee waiver and NOT cashback. The first 2,500 free card slots are exhausted and issuance is now reported at $1. NO issuing bank, BIN sponsor, licence or regulator registration is published anywhere, and the card BIN is reported by users to be Hong Kong. Spending and ATM limits are not published. Regional availability is NOT disclosed and eligibility for the US, EEA and UK is unconfirmed; observable distribution is overwhelmingly Chinese-language. VERIFICATION GAP: every fee figure listed here traces to affiliate-incentivised review posts and forum threads rather than PayFun's own terms, which could not be read in this review, and unconfirmed user reports mention KYC rejections and difficulty withdrawing or closing accounts holding a balance. Re-verify before relying on any of it.
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The PayFun Card is a crypto debit card offered by PayFun. It is available in Not disclosed and allows users to spend cryptocurrency at merchants worldwide.
The PayFun Card has an annual fee of $0. Additional fees: Conversion fee: 0.9-1.0% per transaction (reported, unverified); FX fee: 1% (reported, unverified); Top-up: Network gas only (reported).
Supported assets include USDT, USDC; top-up methods include Stablecoin deposit in the PayFun app; deposit chains are not published.
Yes. The PayFun Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The PayFun Card is available in Not disclosed.
The PayFun Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the PayFun Card supports Apple Pay and Google Pay for contactless payments.
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