The Eversend Virtual Card is a Visa debit card with a $2.99 one-time or $0.99/mo fee, available in Africa (10 countries).
Eversend is an African multi-currency wallet and remittance app headquartered in Uganda, operated by Cogni Labs Ltd, which its site lists as licensed by the Bank of Uganda as an Issuer of Payment Instruments. Its USD virtual Visa card can be funded from stablecoin deposits, mobile money or bank transfers.
The Eversend Virtual Card is a crypto debit card offered by Eversend (Cogni Labs Ltd), available in Africa (10 countries). The annual fee starts at $2.99 one-time or $0.99/mo.
Note that the card is virtual only. It runs on the Visa network and requires full identity verification.
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Eversend Virtual Card is offered in 10 countries according to the provider's published list.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback programme is published on any Eversend page |
On $500/mo spend, the estimated monthly cost breakdown for Eversend Virtual Card is: gas $0.00, conversion spread $7.50, flat transaction fees $0.00, and amortised card/tier fee $0.25, for a total drag of 1.6% of spend. After $0.00/mo cashback that is still a net cost of about $7.75/mo ($93.00/yr). Eversend Virtual Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: USD virtual Visa topped up from the Eversend wallet, which takes USDT, USDC and PYUSD deposits as well as mobile money and bank transfers; online use only, up to 3 cards. FEES (help.eversend.co article 15931555 and eversend.co/fees, read 2026-10-08): card plan USD 0.99 a month, or USD 2.99 one-time with no monthly fee after; 3.5% + USD 0.50 on non-USD or non-US-settled purchases; USD 0.40 per decline for insufficient funds; funding the card and withdrawing to the wallet free; stablecoin deposits cost the network fee. Maximum USD 2,500 per top-up and per transaction. The card is not tokenised, so it cannot be added to Apple Pay. Custody is secured by Fireblocks. KYC: one-time identity verification. VERIFICATION GAPS: the card issuer is not named (only "our card partner"); no cashback programme is published (recorded as 0%).
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The Eversend Virtual Card is a crypto debit card offered by Eversend (Cogni Labs Ltd). It is available in Africa (10 countries) and allows users to spend cryptocurrency at merchants worldwide.
The Eversend Virtual Card has an annual fee of $2.99 one-time or $0.99/mo. Additional fees: FX fee: 3.5% + $0.50 on non-USD or non-US-settled purchases; ATM: No ATM access (virtual only); Top-up: Free from the Eversend wallet; stablecoin deposits pay the network fee.
Supported assets include USDT, USDC, PYUSD; top-up methods include Stablecoin deposit, Mobile money, Bank transfer; crypto deposits are supported on Tron, Solana, Ethereum, Base, Stellar, Polygon, BNB Chain.
Yes. The Eversend Virtual Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Eversend Virtual Card is available in Cameroon, Ghana, Ivory Coast, Kenya, Nigeria, Rwanda, Senegal, Tanzania, Uganda, Zambia, according to the provider's published list.
The Eversend Virtual Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Custody is secured by Fireblocks; stablecoins are digital assets, not bank deposits, and are not covered by deposit protection.
Visit Eversend (Cogni Labs Ltd)
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