The Coin98 Fusion Card is a Visa debit card with a $0 ($9 virtual issuance) fee, available in APAC.
Coin98 is a multichain crypto wallet (Coin98 Super Wallet) from Vietnam. Its Fusion Card is a co-branded virtual Visa issued by DCS Card Centre Pte. Ltd., the Singapore card issuer behind DeCard, regulated by the Monetary Authority of Singapore.
The Coin98 Fusion Card is a crypto debit card offered by Coin98 / DCS Card Centre, available in APAC. There is no annual fee to hold this card.
Note that the card is virtual only. It runs on the Visa network and requires full identity verification.
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| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback programme is published for the Fusion Card |
On $500/mo spend, the estimated monthly cost breakdown for Coin98 Fusion Card is: gas $0.50, conversion spread $5.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.1% of spend. After $0.00/mo cashback that is still a net cost of about $5.50/mo ($66.00/yr). Because Coin98 Fusion Card is loaded on-chain, frequent small top-ups add gas cost: a daily-spender profile pays about $10.00/mo in gas versus $0.50/mo for a single monthly load, so total drag runs 3% with daily reloads versus 1.1% with a monthly reload. This card bills in USD. Spending in another currency adds a 1.7% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Virtual Visa issued by DCS Card Centre, topped up with USDT or USDC (Ethereum, Solana, Polygon, Base, Tron) from Coin98 Super Wallet. Physical cards are "currently under development". FEES (DCS Coin98 Fusion Card terms on docs.coin98.com, read 2026-10-08): annual fee $0, virtual card issuance $9 (payable in USDT, USDC, C98 or VIC), digital asset conversion fee 1% on each top-up, foreign-currency conversion commission 1.7% (and a 1.7% DCC fee on SGD transactions processed overseas), ATM 1% or S$5 whichever is greater. The terms also reserve an inactivity fee after 90 days without an app login and an early-termination fee within 180 days, with no amounts. The terms describe the card as a micro credit card that may allow small purchases causing a negative balance; it is funded by top-up and recorded as debit. The programme moves from SGD to USD billing after 12 August 2026. Limits: ATM SGD 10,000 a day; spending SGD 200,000 per rolling 12 months. Apple Pay and Google Pay supported. KYC: citizen ID, driver's licence or passport, plus Travel Rule data at top-up. VERIFICATION GAP: no country list beyond "APAC".
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The Coin98 Fusion Card is a crypto debit card offered by Coin98 / DCS Card Centre. It is available in APAC and allows users to spend cryptocurrency at merchants worldwide.
The Coin98 Fusion Card has an annual fee of $0 ($9 virtual issuance). Additional fees: Conversion fee: 1% on each top-up; FX fee: 1.7% on foreign-currency spend; a 1.7% DCC fee applies to SGD transactions processed overseas; ATM: 1% or S$5, whichever is greater; Top-up: 1%; Inactivity: Reserved in the terms, amount not published.
Supported assets include USDT, USDC; top-up methods include Top-up from Coin98 Super Wallet; crypto deposits are supported on Ethereum, Solana, Polygon, Base, Tron.
Yes. The Coin98 Fusion Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Coin98 Fusion Card is available in APAC.
The Coin98 Fusion Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Coin98 Fusion Card supports Apple Pay and Google Pay for contactless payments.
The Coin98 Fusion Card is issued by DCS Card Centre Pte. Ltd..
Visit Coin98 / DCS Card Centre
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