by Cypher ยท Updated 2026-03-16
The Cypher Card is a crypto debit card offered by Cypher, available in 160+ countries. It offers 1-5% + CYPR tokens cashback rewards on purchases. The card features 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. As a non-custodial option, you maintain control of your private keys while spending. It runs on the Visa network.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 1% | Free plan, 0.5% USDC top-up |
| Premium | 1% | $199/yr, 0% USDC top-up, metal card |
Note: Non-custodial. Up to 5% at partner merchants + up to 35% in CYPR token rewards for engaged users. Supports cross-chain top-ups (Ethereum, Optimism, Base, 15+ chains). Apple/Google Pay. 100K+ users across 120+ countries. Migrated from Mastercard to Visa.
The Cypher Card is a crypto debit card offered by Cypher. It is available in 160+ countries and allows users to spend cryptocurrency at merchants worldwide.
The Cypher Card offers 1-5% + CYPR tokens cashback. There are 2 tiers: Standard (1%), Premium (1%).
The Cypher Card has an annual fee of $0 (Premium $199/yr). Additional fees: Conversion fee: 0.5% USDC top-up (free Premium); Top-up: 0.5% (free Premium).
The Cypher Card is available in 160+ countries. Its availability status is "Global".
The Cypher Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Cypher Card is a non-custodial (self-custody) card. This means you retain control of your private keys and your crypto is not held by a third party. Funds are only converted at the point of sale, reducing counterparty risk compared to custodial alternatives.
Yes, the Cypher Card supports Apple Pay and Google Pay for contactless payments.