by DCS Card Centre / Standard Chartered ยท Updated 2026-02-25
The DeCard is a crypto credit card offered by DCS Card Centre / Standard Chartered, available in Singapore. It offers Up to 10% (Luminaries) cashback rewards on purchases. The card features 2 reward tiers, giving users the ability to earn higher rates as they increase their commitment. There is no annual fee to hold this card. As a true credit card, you can spend on credit without pre-funding with crypto. It runs on the Visa network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | Free, earns DePoints redeemable for rewards |
| Luminaries | 10% | $388/yr, capped at $200/mo cashback, concierge + lounge access |
Note: Singapore's first stablecoin credit card. Backed by Standard Chartered. Fund with SGD or convert USDT/USDC (Polygon). Merchants paid in fiat. Launched May 2025. Income requirement: S$30K+ p.a. (citizens), S$60K+ (foreigners). Plans for global expansion.
The DeCard is a crypto credit card offered by DCS Card Centre / Standard Chartered. It is available in Singapore and allows users to spend cryptocurrency at merchants worldwide.
The DeCard offers Up to 10% (Luminaries) cashback. There are 2 tiers: Standard (0%), Luminaries (10%).
The DeCard has an annual fee of $0 (Luminaries: $388/yr).
The DeCard is available in Singapore. Its availability status is "Singapore".
The DeCard is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.