Robinhood Platinum Card Review (2026)

by Robinhood · Updated 2026-03-16

Key Facts

Cashback
1-10%
Annual Fee
$695/yr
Region
US Only
Type
Credit
Network
Visa
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

The Robinhood Platinum Card is a crypto credit card offered by Robinhood, available in US Only. It offers 1-10% cashback rewards on purchases. The card features 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $695/yr. As a true credit card, you can spend on credit without pre-funding with crypto. It runs on the Visa network and requires full identity verification.

Fees & Costs

FX Fee
0%

Cashback Tiers

Robinhood Platinum Card cashback tiers and requirements
TierRateRequirement
Hotels/Rental Cars10%Booked via Robinhood Travel
Flights5%Booked via Robinhood Travel
Dining5%Capped at $50K/yr spend
All Other1%All other purchases

Pros

Cons

Note: ⚠️ CRYPTO CASHBACK ONLY — Traditional premium credit card launched March 5, 2026. Does NOT use crypto for payments. Cash back redeemable for crypto at $0.01/point. $250 DoorDash credit, Priority Pass, real platinum-plated card. Invite-only at launch. Gold membership included free. Competes with AmEx Platinum.

FAQ

What is the Robinhood Platinum Card?

The Robinhood Platinum Card is a crypto credit card offered by Robinhood. It is available in US Only and allows users to spend cryptocurrency at merchants worldwide.

How much cashback does the Robinhood Platinum Card offer?

The Robinhood Platinum Card offers 1-10% cashback. There are 4 tiers: Hotels/Rental Cars (10%), Flights (5%), Dining (5%), All Other (1%).

What are the fees for the Robinhood Platinum Card?

The Robinhood Platinum Card has an annual fee of $695/yr. Additional fees: FX fee: 0%.

Where is the Robinhood Platinum Card available?

The Robinhood Platinum Card is available in US Only. Its availability status is "US".

Is the Robinhood Platinum Card a credit or debit card?

The Robinhood Platinum Card is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.

Does the Robinhood Platinum Card support Apple Pay or Google Pay?

Yes, the Robinhood Platinum Card supports Apple Pay and Google Pay for contactless payments.

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