by Coinbase ยท Updated 2026-03-16
The Coinbase One (Amex) is a crypto credit card offered by Coinbase, available in US (NOT NY/HI). It offers 2-4% BTC cashback rewards on purchases. The card features 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $49.99-$2,999.99/yr. As a true credit card, you can spend on credit without pre-funding with crypto. It runs on the Amex network and requires full identity verification.
| Tier | Rate | Requirement |
|---|---|---|
| Base | 2% | All cardholders |
| Tier 2 | 2.5% | $10K+ assets on Coinbase |
| Tier 3 | 3% | $50K+ assets on Coinbase |
| Tier 4 | 4% | $200K+ assets on Coinbase |
Note: NOT available in NY/HI. Requires Coinbase One membership ($4.99/mo or $49.99/yr for base; up to $299.99/mo or $2,999.99/yr). Enhanced rates capped at $10K/mo spend.
The Coinbase One (Amex) is a crypto credit card offered by Coinbase. It is available in US (NOT NY/HI) and allows users to spend cryptocurrency at merchants worldwide.
The Coinbase One (Amex) offers 2-4% BTC cashback. There are 4 tiers: Base (2%), Tier 2 (2.5%), Tier 3 (3%), Tier 4 (4%).
The Coinbase One (Amex) has an annual fee of $49.99-$2,999.99/yr. Additional fees: Conversion fee: N/A (credit card); FX fee: 2.7% (Amex foreign txn fee).
The Coinbase One (Amex) is available in US (NOT NY/HI). Its availability status is "US".
The Coinbase One (Amex) is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the Coinbase One (Amex) supports Apple Pay and Google Pay and Samsung Pay for contactless payments.