The Coinbase One (Amex) earns 2-4% BTC cashback on an Amex credit card with a $49.99-$2,999.99/yr fee, available in US (NOT NY/HI).
Coinbase is a US-based cryptocurrency exchange founded in 2012 by Brian Armstrong and Fred Ehrsam. It became the first major crypto company to go public via direct listing on Nasdaq (ticker: COIN) in April 2021. With over 100 million verified users globally, it remains one of the most regulated and institutionally-trusted on-ramps in the industry.
The Coinbase One (Amex) is a crypto credit card offered by Coinbase, available in US (NOT NY/HI). It offers 2-4% BTC cashback across 5 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $49.99-$2,999.99/yr.
Best suited for spenders who want a true credit line rather than a pre-funded crypto debit card. It runs on the Amex network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in the US guide. See where it ranks among the best crypto credit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Tier 1 | 2% | All cardholders (under $10K assets) |
| Tier 2 | 2.5% | $10K+ assets on Coinbase |
| Tier 3 | 3% | $50K+ assets on Coinbase |
| Tier 4 | 4% | $200K+ assets on Coinbase |
| Coinbase One Card Travel Promotional rate | 5% | Flights, hotels and car rentals booked through the in-app Coinbase One Card Travel portal, in place of the asset tier rate; outside the $10K/mo enhanced-rate cap |
On $500/mo spend, the estimated monthly cost breakdown for Coinbase One (Amex) is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $4.17, for a total drag of 0.8% of spend. After $10.00/mo cashback that nets a gain of about $5.83/mo ($69.96/yr). Coinbase One (Amex) tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: NOT available in NY/HI. Requires Coinbase One membership ($4.99/mo or $49.99/yr for base; up to $299.99/mo or $2,999.99/yr). Enhanced rates (Tiers 2-4) capped at first $10K/mo spend, then reverts to 2%. Since 16 Jun 2026, bookings through the Coinbase One Card Travel portal (Booking.com inventory, powered by Rocket Travel) earn 5% BTC back, outside the $10K cap; Coinbase's terms call this an Offer, with no end date published. No foreign transaction fee. Issued by First Electronic Bank.
Other crypto cards in the same region or category that may suit your spending profile:
The Coinbase One (Amex) is a crypto credit card offered by Coinbase. It is available in US (NOT NY/HI) and allows users to spend cryptocurrency at merchants worldwide.
The Coinbase One (Amex) offers 2-4% BTC cashback on everyday spend: Tier 1 (2%), Tier 2 (2.5%), Tier 3 (3%), Tier 4 (4%). Higher rates of up to 5% apply only with extra requirements: Coinbase One Card Travel (5%).
The Coinbase One (Amex) has an annual fee of $49.99-$2,999.99/yr. Additional fees: Conversion fee: N/A (credit card); FX fee: 0%.
Yes. The Coinbase One (Amex) requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The Coinbase One (Amex) is available in US (NOT NY/HI).
The Coinbase One (Amex) is a true credit card, meaning you can make purchases on credit rather than needing to pre-fund the card with cryptocurrency.
Yes, the Coinbase One (Amex) supports Apple Pay and Google Pay and Samsung Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.