The UGLY Visa earns 1-6% RSR cashback on a Visa debit card with a $0 (membership $20/mo for 2-6%) fee, available in LATAM/Africa/Asia (41 countries).
UGLYCASH is a dollar account app for Latin America and other emerging markets run by Best Friend Finance, LLC, with balances held in its eUSD stablecoin. Its prepaid Visa card is issued by BFF Cards, LLC, with processing by Tribe Payments.
The UGLY Visa is a crypto debit card offered by UGLYCASH (Best Friend Finance, LLC), available in LATAM/Africa/Asia (41 countries). It offers 1-6% RSR cashback across 4 reward tiers, giving users the ability to earn higher rates as they increase their commitment. The annual fee starts at $0 (membership $20/mo for 2-6%).
Best suited for reward-focused spenders willing to optimize for cashback. It runs on the Visa network and requires full identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Latin America guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 1% | 1% on all card purchases, paid weekly in RSR |
| Ridiculously Exclusive 2% | 2% | US$20/month membership plus $1,000 of trading in 30 days; the higher rate applies to the first $2,000 of eligible purchases a month, then 1% |
| Ridiculously Exclusive 4% | 4% | US$20/month membership plus $10,000 of trading in 30 days; the higher rate applies to the first $2,000 of eligible purchases a month, then 1% |
| Ridiculously Exclusive 6% | 6% | US$20/month membership plus $20,000 of trading in 30 days; the higher rate applies to the first $2,000 of eligible purchases a month, then 1% |
On $500/mo spend, the estimated monthly cost breakdown for UGLY Visa is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.00, for a total drag of 0% of spend. After $3.00/mo cashback that nets a gain of about $3.00/mo ($36.00/yr). UGLY Visa tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. This card bills in USD. Spending in another currency adds a 2.5% FX fee; these figures do not include it. Figures are conservative estimates and vary with conditions.
Note: Visa prepaid card, virtual and physical (physical requires the virtual card first), spent from an eUSD balance funded with USDT, USDC, DAI, hyUSD or USD3 on Base, Ethereum, BSC, Tron and Polygon, or by ACH, SEPA or MXN transfer. FEES (UGLYCASH help-centre fee article, read 2026-10-08): card use free ("subsidized by UGLYCASH"); virtual card free but requires a USD 5 balance in the Earn account; physical card delivery varies by country. FX: Colombia 1%, Mexico 0.66%, rest of the world 2.5% (the card article says 2%); Visa's 1.25% + $0.25 applies to USD purchases from merchants outside the US and the home country. ATM: USD 2.50 + 2% in El Salvador and Ecuador, + 1.35% in Mexico, + 1% elsewhere. Limits: card $10,000 per 24 hours and $20,000 per 30 days; ATM $500 per 24 hours and $5,000 per 30 days. CASHBACK: RSR (Reserve Rights) token, a reward asset counted at face value until classified. The rewards article says members get "up to 4%" while the membership article lists 6% at $20,000 of trading. KYC: ID, address and phone. Apple Pay, Google Pay and Samsung Pay per the US account agreement. VERIFICATION GAP: no BIN sponsor bank is named.
Other crypto cards in the same region or category that may suit your spending profile:
The UGLY Visa is a crypto debit card offered by UGLYCASH (Best Friend Finance, LLC). It is available in LATAM/Africa/Asia (41 countries) and allows users to spend cryptocurrency at merchants worldwide.
The UGLY Visa offers 1-6% RSR cashback. There are 4 tiers: Standard (1%), Ridiculously Exclusive 2% (2%), Ridiculously Exclusive 4% (4%), Ridiculously Exclusive 6% (6%).
The UGLY Visa has an annual fee of $0 (membership $20/mo for 2-6%). Additional fees: FX fee: 2.5% outside Colombia (1%) and Mexico (0.66%); ATM: $2.50 + 1% to 2% by country; Top-up: $0 crypto deposits.
The UGLY Visa has the following limits: daily spending limit: $10,000; monthly spending limit: $20,000; daily ATM withdrawal limit: $500. Limits can vary by account tier and verification level.
Supported assets include USDT, USDC, DAI; top-up methods include Stablecoin deposit, ACH, SEPA, MXN transfer; crypto deposits are supported on Base, Ethereum, BNB Chain, Tron, Polygon.
Yes. The UGLY Visa requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.
The UGLY Visa is available in LATAM/Africa/Asia (41 countries).
The UGLY Visa is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the UGLY Visa supports Apple Pay and Google Pay for contactless payments.
The UGLY Visa is issued by BFF Cards, LLC.
Visit UGLYCASH (Best Friend Finance, LLC)
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.