Wallbit Card Review (2026)

The Wallbit Card is a Visa debit card with a $0 (card); optional Pro $9/mo or Max $19/mo account plans fee, available in LATAM-focused US dollar account; card usable in 180+ countries.

Reviewed by Card Pilled Editorial · Last verified 2026-09-08

Key Facts

Cashback
None
Annual Fee
$0 (card); optional Pro $9/mo or Max $19/mo account plans
Region
LATAM-focused US dollar account; card usable in 180+ countries
Type
Debit
Network
Visa
KYC
full
Mobile Pay
Apple Pay, Google Pay

Overview

Wallbit is a US-dollar account platform aimed at Latin American freelancers and remote workers who invoice abroad, letting them receive USD or stablecoins and spend from the balance. The card is issued in the United States and carries a Puerto Rico billing address.

The Wallbit Card is a crypto debit card offered by Wallbit, available in LATAM-focused US dollar account; card usable in 180+ countries. There is no annual fee to hold this card.

Note that the card is virtual only. It runs on the Visa network and requires full identity verification.

Cashback Tiers

Wallbit Card cashback tiers and requirements
TierRateRequirement
No Cashback0%No cashback or rewards programme is published on the card or pricing pages; the plans buy lower withdrawal fees and a higher balance yield instead

Pros

Cons

Fees & Costs

Conversion Fee
Preferred FX (0.25 bps) on local-currency withdrawals for Pro and Max
FX Fee
0% on USD purchases; 2% on other currencies
Top-Up Fee
0% on USDC and USDT deposits

Limits & Top-Up

Top-Up Assets
USDC, USDT
Top-Up Methods
USDC deposit, USDT deposit, ACH transfer, Wire transfer, SEPA transfer
Virtual Card Fee
$5 one-time activation

Cost & Returns

On $500/mo spend, the estimated monthly cost breakdown for Wallbit Card is: gas $0.00, conversion spread $7.50, flat/FX fees $0.00, and amortised card/tier fee $0.00, for a total drag of 1.5% of spend. After $0.00/mo cashback that is still a net cost of about $7.50/mo ($90.00/yr). Wallbit Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.

Note: US-issued Visa Platinum debit card spending from a USD balance that can be funded with USDC or USDT as well as ACH, wire and SEPA transfers. A one-time $5 activation fee is the only card charge: purchases in USD are free and non-USD purchases take a 2% FX fee. The three account plans (Classic $0, Pro $9/mo, Max $19/mo) do not change the card's terms; they cut withdrawal fees (ACH and wire drop from 1% to 0.5%, USDT from 2% to 1.25%) and raise the yield on the balance from 2.50% to 2.80% or 3.25% APR. USDC withdrawals are 1% (min $10) on every plan. GAPS: Wallbit does not name the issuing bank or BIN sponsor, does not publish an account-eligibility country list (the 180+ figure is Visa acceptance, not eligibility), and publishes no ATM fee schedule. KYC is recorded as full on the basis that account opening requires personal details and a national identity document, which Wallbit states without naming a verification tier.

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FAQ

What is the Wallbit Card?

The Wallbit Card is a crypto debit card offered by Wallbit. It is available in LATAM-focused US dollar account; card usable in 180+ countries and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Wallbit Card?

The Wallbit Card has an annual fee of $0 (card); optional Pro $9/mo or Max $19/mo account plans. Additional fees: Conversion fee: Preferred FX (0.25 bps) on local-currency withdrawals for Pro and Max; FX fee: 0% on USD purchases; 2% on other currencies; Top-up: 0% on USDC and USDT deposits.

How do you top up the Wallbit Card?

Supported assets include USDC, USDT; top-up methods include USDC deposit, USDT deposit, ACH transfer, Wire transfer, SEPA transfer.

Does the Wallbit Card require KYC?

Yes. The Wallbit Card requires full identity verification (KYC): expect to submit a government-issued ID, and often proof of address, before the card is issued.

Which countries is the Wallbit Card available in?

The Wallbit Card is available in LATAM-focused US dollar account; card usable in 180+ countries.

Is the Wallbit Card a credit or debit card?

The Wallbit Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Wallbit Card support Apple Pay or Google Pay?

Yes, the Wallbit Card supports Apple Pay and Google Pay for contactless payments.

Visit Wallbit

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