The Floki Card is a Mastercard debit card with a €10-€32 one-time fee, available in 31 European (physical) / worldwide (virtual).
Floki is a community-led memecoin project whose core team uses pseudonyms (notably "B"), inspired by Elon Musk's Shiba Inu dog. In December 2024, the project launched a crypto debit card with Mastercard across 31 European Union and EFTA countries supporting top-up from 13 cryptocurrencies including Bitcoin, Ethereum, Tether, and FLOKI.
The Floki Card is a crypto debit card offered by Floki, available in 31 European (physical) / worldwide (virtual). The annual fee starts at €10-€32 one-time. It runs on the Mastercard network and requires standard identity verification.
New to crypto cards? Read our complete buyer's guide to understand fees, rewards, and how to choose. Concerned about privacy? See our KYC vs non-KYC comparison. Compare more options in our best crypto cards in Europe guide. See where it ranks among the best crypto debit cards.
| Tier | Rate | Requirement |
|---|---|---|
| Standard | 0% | No cashback program, card value is zero fees |
On $500/mo spend, the estimated monthly cost breakdown for Floki Card is: gas $0.00, conversion spread $0.00, flat transaction fees $0.00, and amortised card/tier fee $0.83, for a total drag of 0.2% of spend. After $0.00/mo cashback that is still a net cost of about $0.83/mo ($9.96/yr). Floki Card tops up from a centralized balance, so there is no on-chain gas cost regardless of how often you reload. Figures are conservative estimates and vary with conditions.
Note: Launched December 9, 2024. No cashback program; value prop is 0% transaction fees + 0% exchange rate fees. 2% top-up fee. Available across 31 EU/EFTA countries (incl. Iceland, Liechtenstein, Norway, Switzerland). Supports 13+ cryptos across 8 chains: FLOKI, BTC, ETH, USDT, EURT, XAUT, USDC, BNB, SOL, DOGS, HMSTR, TON, NOT. Virtual €10, Physical €32. Limits per floki.com/debit-card (read 2026-10-01): 10,000 USDT a day on physical cards, 5,000 USDT on virtual, 20,000 USDT a month. The page states a 0% transaction fee but says FX fees may apply to purchases outside the card's native currency, without a rate.
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The Floki Card is a crypto debit card offered by Floki. It is available in 31 European (physical) / worldwide (virtual) and allows users to spend cryptocurrency at merchants worldwide.
The Floki Card has an annual fee of €10-€32 one-time. Additional fees: Conversion fee: 0%; FX fee: Not published; floki.com says FX fees may apply to purchases outside the card's native currency; Top-up: 2%.
The Floki Card has the following limits: daily spending limit: USDT 10,000 (physical); USDT 5,000 (virtual); monthly spending limit: USDT 20,000. Limits can vary by account tier and verification level.
Supported assets include BTC, ETH, USDT, USDC, BNB, SOL, FLOKI, DOGS, HMSTR, TON, NOT, EURT, XAUT.
Yes. Floki requires standard identity verification (KYC), typically a government-issued ID, during signup.
The Floki Card is available in 31 European (physical) / worldwide (virtual).
The Floki Card is a debit card. You need to load cryptocurrency onto the card before making purchases.
Yes, the Floki Card supports Apple Pay and Google Pay for contactless payments.
Want to see your annual earnings? Use the ROI Calculator to estimate net cashback at your spending level, or compare cards side by side.