Floki Card Review (2026)

by Floki · Updated 2026-03-16

Key Facts

Cashback

0%

Annual Fee

€10-€32 one-time

Region

31 EU countries

Type

Debit

Network

Mastercard

KYC

standard

Mobile Pay

Apple Pay, Google Pay

Overview

The Floki Card is a crypto debit card offered by Floki, available in 31 EU countries. The annual fee starts at €10-€32 one-time. It runs on the Mastercard network.

Fees & Costs

Conversion Fee

0%

FX Fee

0%

Top-Up Fee

2%

Cashback Tiers

Floki Card cashback tiers and requirements

Tier	Rate	Requirement
Standard	0%	No cashback program — card value is zero fees

Pros

• Zero conversion fees
• Supports Apple Pay and Google Pay

Cons

• No cashback rewards on purchases
• Annual fee of €10-€32 one-time may reduce net returns
• Conversion or top-up fees may apply

Note: No cashback program. Value prop is 0% transaction fees + 0% exchange rate fees. 2% top-up fee. Supports 13+ cryptos across 8 chains. Virtual €10, Physical €32 + shipping. Daily limit €5K (standard), €50K (VIP planned).

FAQ

What is the Floki Card?

The Floki Card is a crypto debit card offered by Floki. It is available in 31 EU countries and allows users to spend cryptocurrency at merchants worldwide.

What are the fees for the Floki Card?

The Floki Card has an annual fee of €10-€32 one-time. Additional fees: Conversion fee: 0%; FX fee: 0%; Top-up: 2%.

Where is the Floki Card available?

The Floki Card is available in 31 EU countries. Its availability status is "EU".

Is the Floki Card a credit or debit card?

The Floki Card is a debit card. You need to load cryptocurrency onto the card before making purchases.

Does the Floki Card support Apple Pay or Google Pay?

Yes, the Floki Card supports Apple Pay and Google Pay for contactless payments.

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